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99 John Street 523New York, NY 10038

For Sale

$728,888

Smart Buyer Rebate $5,722

  Welcome to your spacious studio at Deco Lofts, a full-service, art-deco condo that perfectly captures the vibrant downtown vibe! This beautifully proportioned home features 11' beamed ceilings, a generous separate alcove that's currently set up as a stylish home office. The space easily converts to a dining area, offering exceptional versatility for both work and leisure.   A truly exceptional highlight of this home is its private terrace, a rare find in the city! Whether you're sipping your morning coffee, enjoying a sunset cocktail, or hosting a small gathering, this outdoor oasis is your personal retreat amidst the hustle and bustle. Conveniently located on the same floor as the serene Zen Garden and BBQ stations, this studio offers easy access to outdoor relaxation and fun. Residents enjoy a full suite of luxury amenities including a 24-hour concierge, fitness center, residents' lounge with a fireplace and billiards, a private screening room, laundry facilities, and an expansive roof deck showcasing sweeping views of the East River and skyline. With a parking garage and valet service (available for a separate fee) and prime proximity to all transportation, the South Street Seaport, Eataly, the Oculus, and fantastic restaurants, this studio is the perfect urban retreat. Schedule your viewing today and experience downtown living at its finest!  

Listed by David Rosen

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Serhant

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(917) 524-9680

Listed by RUSSELL S SCHNEIDERMAN

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Serhant

Last updated December 11, 2025

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Source: REBNY #RLS20062713

Listing Facts

  • TypeCondo
  • NeighborhoodFinancial District
  • Bathrooms1
  • Days on Prevu4
  • HOA/Maint. Fees$675/month
  • Size619 sqft
  • Price per sqft$1,178

Amenities

  • Private Outdoor Space
  • Pets Allowed
  • Concierge

Location

Mortgage Calculator

Listing History

12/07/2025
Listed by Serhant
$728,888

Estimated Closing Costs

Total
$25,407
Attorney Fees
$4,000
Title Insurance
$3,280
Bank Attorney
$1,500
Mortgage Recording Tax
$12,627
Other Closing Costs
$4,000

Estimated closing costs are based on the list price of $728,888 and a 10% downpayment. These estimates are for indicative purposes only. Actual closing costs may vary for each transaction. See the Closing Costs Calculator for calculations specific to your situation.

Property Details for 99 John Street 523

Association

Amenities

  • Pets Allowed: Building Yes, Yes
  • Concierge: Doorman Full Time

Fees

  • Association Fee: $675.00 Monthly

Financial

  • Flip Tax: 1.0%
  • Flip Tax Remarks: 1

Exterior

Construction

  • Number Of Units Total: 438
  • Stories Total: 25
  • Structure Type: High Rise
  • Year Built: 1932
  • Building Name: Deco Lofts
  • Entry Level: 5

Features

  • Building Features: Elevator(s)
  • Patio And Porch Features: Terrace

Financial

Taxes

  • Parcel Number: 0076-1204

Interior

Measurements

  • Living Area: 619
  • Living Area Units: SquareFeet

Rooms

  • Bathrooms Full: 1
  • Bathrooms Total Integer: 1
  • Rooms Total: 2

Other

Location

  • City Region: Manhattan
  • Subdivision Name: South Street Seaport
  • Tax Block: 00076
  • Tax Lot: 7502

Parking

Parking

  • Garage: Yes

Utilities

Equipment

  • Has Cooling: Yes

Frequently Asked Questions

How many bedrooms and bathrooms does this condo have?

There is bedrooms and 1 bathroom in this condo at 99 John Street 523.

Are pets allowed at 99 John Street?

Yes, 99 John Street allows pets.

How does 99 John Street 523 compare to other condos in Financial District?

This condo is listed 68% below the average price for condos in Financial District and has been on the market for 312 less days than the typical home in this area.

What building or home owners association is the condo part of?

This condo is in the Deco Lofts building.

What is the square footage on this condo?

According to the MLS, this listing is 619 sqft.

99 John Street 523 is a -bedroom, 1-bath condo for sale in New York NY 10038. Listed on Prevu for 4 days at $728,888. This residence features 619 square feet of living space, located in Financial District. The median listing price for condos in this area is $1,397,500. The home offers private outdoor space, pets allowed, and doorman. Browse more condo listings in Manhattan.

Based on information from Real Estate Board of New York and/or other sources. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.