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99 John Street 425New York, NY 10038

For Sale

$900,000

Smart Buyer Rebate $10,000

Welcome to Residence 425 at the iconic 99 John Deco Lofts-a rarely available 1,096-square-foot loft currently configured as a 1-Bedroom + home office in the heart of the Financial District.  Larger than many two-bedrooms in this price range, this home has soaring  11-foot ceilings, oversized windows and an expansive great room.  When configured to the alternate floorplan with 3 private rooms, this residence earns a 5% CAP RATE!  Whether you are seeking a primary residence or a lucrative investment property, the impeccable building management, notably low monthlies &  full on-site staff including concierge and handymen make owning this property a breeze.  The soaring Master Room measuring 18'5" x 11'9" is complete with a walk-in closet, a full wall of custom storage and its own heating/cooling unit.  The large alcove measuring 6'8" x 16'10" makes for another spacious private room (or leave it open for a formal dining area/office), also outfitted with its own heating/cooling unit and a large closet!     A sleek, modern kitchen looks out to the living room and is well-equipped with premium stainless steel appliances by GE Cafe and Bosch, deep gray Caesar Stone countertops, white lacquer cabinets with soft-close drawers and a breakfast bar with room for seating.  Adjacent to the kitchen, a sweet bar nook with wine refrigerator provides the perfect space to showcase your glassware and store your indulgences.  The chic bathroom features Calacatta Marble tiled floors, countertop and backsplash.   Pin-drop quiet, move-in ready and under $1M, this residence offers extraordinary value in one of Downtown's most sought-after full-service condo buildings.  Please note that this residence is a legal studio.   Extensive building amenities include 24-hour doorman and concierge, valet service, gym, wraparound furnished roof deck with panoramic views, tranquil 5th floor Zen garden with BBQ grills, dining tables and lounge chairs, and Residents" Lounge.   99 John Deco Lofts was built in 1933 and designed by Shreve, Lamb and Harmon, the same architects who designed the Empire State Building.  The limestone and granite facade and dignified lobby hearken back to the glory of Great Gatsby New York, a time when building development was done with integrity, pride and exceptional quality (think 16-inch concrete walls, high ceilings and a stunning exterior). 99 John underwent a renovation conversion project, and 442 loft-style condos were brought to the market in the early 2000's.   To this day, 99 John Deco Lofts is an impeccably-managed, financially stable condominium offering modern luxuries with the foundation of a historic masterpiece.  The Fulton/Seaport section of the Financial District is one the most exciting and convenient locations in the city. Close to the completely renovated Pier 17 and the best shopping and dining the city has to offer.  The newly opened Tulum-disco restaurant Gitano, The Fulton, Malibu Farm, SAGA, Overstory, The Beekman, Crown Shy and The Tin Building are a few of the iconic establishments in the immediate vicinity. Grocery shop at Whole Foods and shop the new designer French department store and lifestyle destination Printemps, both in the neighborhood on Wall Street & Broadway.  The waterfront attractions and unparalleled views of the Brooklyn Bridge make the neighborhood feel like a resort destination. This is the perfect location if you want to live near the City/Municipal buildings at City Hall, Pace University or Wall Street.  The new Fulton Center is a couple of blocks away which has nearly every subway line including the A, C, J, Z, 2, 3, 4, 5, 6 and PATH trains. The NY Ferry and Seastreak Ferry lines are available on Pier 11/Wall Street, offering incredible convenience for a quick trip to Brooklyn, the Jersey Shore beaches and Rockaway Beach. 

Listed by Tracie S Hamersley

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Douglas Elliman Real Estate

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(917) 647-0056

Last updated October 21, 2025

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Source: REBNY #RLS20025927

Listing Facts

  • TypeCondo
  • NeighborhoodFinancial District
  • Bedrooms1
  • Bathrooms1
  • Days on Prevu152
  • HOA/Maint. Fees$942/month
  • Size1,096 sqft
  • Price per sqft$821

Amenities

  • Private Outdoor Space
  • Pets Allowed
  • Concierge

Location

Mortgage Calculator

Listing History

10/10/2025
Price Decreased
$900,000
07/11/2025
Price Decreased
$995,000
05/23/2025
Listed by Douglas Elliman Real Estate
$1,100,000

Estimated Closing Costs

Total
$29,142
Attorney Fees
$4,000
Title Insurance
$4,050
Bank Attorney
$1,500
Mortgage Recording Tax
$15,592
Other Closing Costs
$4,000

Estimated closing costs are based on the list price of $900,000 and a 10% downpayment. These estimates are for indicative purposes only. Actual closing costs may vary for each transaction. See the Closing Costs Calculator for calculations specific to your situation.

Property Details for 99 John Street 425

Association

Amenities

  • Pets Allowed: Building Yes, Yes
  • Concierge: Doorman Full Time

Fees

  • Association Fee: $942.00 Monthly

Exterior

Construction

  • Number Of Units Total: 438
  • Stories Total: 25
  • Structure Type: High Rise
  • Year Built: 1932
  • Building Name: Deco Lofts
  • Entry Level: 4

Features

  • Building Features: Elevator(s)

Financial

Taxes

  • Parcel Number: 0076-1180

Interior

Features

  • Appliances: Washer Dryer Allowed

Measurements

  • Living Area: 1,096
  • Living Area Units: SquareFeet

Rooms

  • Bathrooms Full: 1
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 1
  • Rooms Total: 3

Other

Location

  • City Region: Manhattan
  • Subdivision Name: Fulton/Seaport
  • Tax Block: 00076
  • Tax Lot: 7502

Parking

Parking

  • Garage: Yes

Utilities

Equipment

  • Cooling: Central Air
  • Has Cooling: Yes

Based on information from Real Estate Board of New York and/or other sources. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.