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97 Cross StreetAndover, MA 01810

For Sale

$987,186

Smart Buyer Rebate $4,936

Nestled on 1.03 acres in one of Andover’s most desirable neighborhoods, this exceptional raised ranch/split-entry home offers a rare blend of timeless New England character, contemporary style, modern efficiency, and remarkable versatility. Featuring over 3,282 square feet of thoughtfully designed living space, this unique property offers privacy and flexibility just minutes from top-rated schools, downtown Andover, commuter rail, and major transportation routes.The contemporary kitchen features a breakfast bar and opens seamlessly to the living and dining rooms, creating an inviting space for everyday living and entertaining. A true highlight is the spectacular 14’ x 16’ custom sunroom, complete with 9-foot ceilings, oversized sliding windows, and multiple access points to the garden and outdoor entertaining areas. Surrounded by natural light, this extraordinary space beautifully blends indoor and outdoor living.Designed with multigenerational living in mind, the home offers two additional private living suites. The first, located on the main living level, features a private bedroom, full bath, separate living room, walk-in closet, and dedicated entrance—ideal for extended family, guests, or live-in caregivers. The second suite on the lower level offers a fireplaced living room, half bath, studio-style kitchenette with refrigerator and microwave, and a flexible fifth-bedroom configuration. This versatile space is perfect for guests, a private retreat, recreation, or a home office.Significant upgrades provide added comfort, efficiency, and long-term value, including a high-efficiency propane heating system, new hot water storage tank, newer windows and siding, upgraded 200-amp electrical service, blown-in attic insulation, and foam-board crawlspace insulation.A spacious two-car attached garage, expansive private driveway with parking for eight or more vehicles, and a convenient turnaround area complete this exceptional offering. Enjoy the best of both worlds with easy access to major highways, tax-free New Hampshire shopping, the mountains, and the seacoast. A truly distinctive Andover property offering space, privacy, and outstanding versatility for today’s lifestyle!

Listed by Constance Doto

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Connie Doto Realty Group

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9786975488

Last updated October 20, 2026

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Source: MLSPin #73591863

Listing Facts

  • TypeSingle-family
  • NeighborhoodAndover
  • Bedrooms4
  • Bathrooms4
  • Days on Prevu15
  • Taxes$9,681/year
  • Size3,282 sqft
  • Price per sqft$301

Amenities

  • Dishwasher
  • Washer/Dryer
  • Parking

Location

Mortgage Calculator

Listing History

10/16/2026
Listed by Connie Doto Realty Group
$987,186
  1. 10/16/2026$987,186
    Listed by Connie Doto Realty Group

Property Details for 97 Cross Street

Association

Amenities

  • Community Features: Park, Golf

Exterior

Construction

  • Roof: Shingle
  • Year Built: 1964
  • Year Built Details: Approximate
  • Architectural Style: Raised Ranch, Split Entry
  • Construction Materials: Frame
  • Exterior Features: Storage

Features

  • Other Structures: Storage

Measurements

  • Building Area Total: 3,282
  • Building Area Units: Square Feet
  • Lot Size Acres: 1.03
  • Lot Size Area: 1
  • Lot Size Square Feet: 44,866
  • Lot Size Units: Acres

Financial

Taxes

  • Parcel Number: 1845568
  • Tax Annual Amount: $9,681.00
  • Tax Assessed Value: $775,100.00
  • Tax Year: 2025

Interior

Features

  • Appliances: Tankless Water Heater, Oven, Dishwasher, Microwave, Range, Refrigerator, Washer, Dryer
  • Fireplace Features: Family Room, Living Room
  • Fireplace: Yes
  • Fireplaces Total: 2
  • Flooring: Tile, Hardwood
  • Interior Features: Master Downstairs, Recessed Lighting

Measurements

  • Living Area: 3,282
  • Living Area Source: Public Records

Rooms

  • Basement: Full, Partially Finished
  • Has Basement: Yes
  • Bathrooms Full: 2
  • Bathrooms Half: 2
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 4
  • Rooms Total: 11

Parking

Parking

  • Attached Garage: Yes
  • Covered Spaces: 2
  • Garage Spaces: 2
  • Garage: Yes
  • Open Parking Spaces: 8
  • Open Parking: Yes
  • Parking Features: Paved, Off Street, Attached, Garage
  • Parking Total: 10

Utilities

Equipment

  • Electric: Circuit Breakers
  • Heating: Baseboard, Propane, Zoned
  • Has Heating: Yes
  • Laundry Features: In Basement
  • Sewer: Public Sewer
  • Water Source: Public

Frequently Asked Questions

How many bedrooms and bathrooms does this single-family home have?

There are 4 bedrooms and 4 bathrooms in this single-family home at 97 Cross Street.

Does this single-family home have parking?

Yes, there are 2 parking spaces available for 97 Cross Street.

What are the annual taxes for 97 Cross Street?

Annual taxes for this single-family home are estimated at $9,681.

How does 97 Cross Street compare to other single-family homes in Andover?

This single-family home is listed 47% below the average price for single-family homes in Andover and has been on the market for 66 less days than the typical home in this area.

What is the square footage on this single-family home?

According to the MLS, this listing is 3,282 sqft.

97 Cross Street is a 4-bedroom, 4-bath single-family home for sale in Andover MA 01810. Available on Prevu for 15 days at $987,186. This home features 3,282 square feet of living space, located in Andover. The median listing price for single-family homes in this area is $1,397,000. Additional amenities include dishwasher, parking, and washer/dryer. Browse more single-family home listings in Essex County.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors, landlords and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non commercial use of consumers having a good faith interest in purchasing, leasing or renting listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing, leasing or renting. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.