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8820 SW 223rd TerCutler Bay, FL 33190

For Sale

$615,000

Smart Buyer Rebate $5,375

Welcome to The Isles at Bayshore — one of Cutler Bay's most sought-after guard-gated communities, where lakefront living meets resort-style comfort. This beautifully updated home offers a split bedroom plan with water views from multiple living areas, soaring high ceilings, and abundant natural light framed by custom window treatments throughout.
Inside, you'll find all-new appliances, recent A/C replacement, and thoughtful upgrades that make this home truly move-in ready. The back porch is a perfect perch for the birdwatching this area is known for — or head to the community's Olympic-sized pool, fitness center, and clubhouse just moments away.

Cutler Bay is a buzzing, family-friendly town. Golf carts aren't just allowed here, they're a way of life. You'll spot families cruising to the park and neighbors heading out for weekend errands. It's the kind of laid-back, community-first vibe that's genuinely hard to find this close to a major city.

Black Point Marina is five minutes away, offering fishing, diving, and waterfront dining. Biscayne National Park, Old Cutler Road, and the Florida Turnpike are all within easy reach — giving you that rare combination of serene, natural surroundings with effortless access to everything South Florida has to offer.

The area is served by highly regarded Miami-Dade public schools.

With 24/7 gated security, a welcoming atmosphere, and a town that truly feels like a community, this is South Florida living at its finest.

Listed by Laura Derrick

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License #3228420

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Miami Portfolio Collection

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305-794-4366

Last updated March 16, 2026

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Source: MIAMIRE #A11979773

Listing Facts

  • TypeSingle-family
  • NeighborhoodCutler Bay
  • Bedrooms3
  • Bathrooms3
  • Days on Prevu7
  • HOA/Maint. Fees$93/month
  • Taxes$6,119/year
  • Size1,760 sqft
  • Price per sqft$349

Amenities

  • Dishwasher
  • Private Outdoor Space
  • Washer/Dryer
  • Pets Allowed
  • Air Conditioning
  • Parking
  • Swimming Pool

Location

Mortgage Calculator

Listing History

03/10/2026
Listed by Miami Portfolio Collection
$615,000

Property Details for 8820 SW 223rd Ter

Association

Amenities

  • Community Features: Clubhouse, Pool, Exercise Room, Gated Community, Maintained Community, Mandatory Hoa, Paved Road, Sidewalks, Underground Utilities
  • Pets Allowed: Restrictions Or Possible Restrictions

Fees

  • Association Fee: $93.00 Monthly
  • Association Fee Includes: Maintenance Incl Common Area, Maintenance Incl Rec Facilities, Maintenance Incl Security

Exterior

Construction

  • Roof: Curved/S-Tile Roof
  • Structure Type: House
  • Window Features: Clear Impact Glass, Partial Accordian Shutters, Partial Panel Shutters/Awnings, Hurricane Shutters, Blinds, Plantation Shutters
  • Year Built: 2004
  • Year Built Details: Resale
  • Architectural Style: Detached, One Story
  • Building Name: LAKES BY THE BAY KAYE
  • Construction Materials: Concrete Block Construction
  • Entry Location: Foyer

Features

  • Direction Faces: North
  • Fencing: Fenced
  • Patio And Porch Features: Patio
  • View: Lake
  • Waterfront Features: WF/No Ocean Access, Lake
  • Waterfront: Yes

Measurements

  • Building Area Total: 2,000
  • Building Area Units: Square Feet
  • Frontage Length: 50
  • Lot Features: Less Than 1/4 Acre Lot
  • Lot Size Square Feet: 5,000
  • Lot Size Units: Square Feet

Financial

Taxes

  • Parcel Number: 36-60-16-013-0420
  • Tax Annual Amount: $6,119.00
  • Tax Year: 2025

Interior

Features

  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Electric Range, Refrigerator, Washer
  • Flooring: Carpet, Tile
  • Interior Features: First Floor Entry, Entrance Foyer, Pantry, Split Bedroom, Utility Room/Laundry

Measurements

  • Living Area: 1,760
  • Living Area Units: Square Feet

Rooms

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 3

Other

Location

  • Subdivision Name: LAKES BY THE BAY KAYE

Parking

Parking

  • Attached Garage: Yes
  • Covered Spaces: 1
  • Garage Spaces: 1
  • Garage: Yes
  • Open Parking: Yes
  • Parking Features: Driveway, Paver Block

Utilities

Equipment

  • Cooling: Central Air
  • Has Cooling: Yes
  • Heating: Other
  • Has Heating: Yes
  • Laundry Features: Utility Room/Laundry
  • Sewer: Public Sewer
  • Water Source: Municipal Water

Frequently Asked Questions

How many bedrooms and bathrooms does this single-family home have?

There are 3 bedrooms and 3 bathrooms in this single-family home at 8820 SW 223rd Ter.

Does this single-family home have parking?

Yes, there is 1 parking space available for 8820 SW 223rd Ter.

What are the annual taxes for 8820 SW 223rd Ter?

Annual taxes for this single-family home are estimated at $6,119.

How does 8820 SW 223rd Ter compare to other single-family homes in Cutler Bay?

This single-family home is listed 19% below the average price for single-family homes in Cutler Bay and has been on the market for 73 less days than the typical home in this area.

What building or home owners association is the single-family home part of?

This single-family home is in the LAKES BY THE BAY KAYE building.

What is the square footage on this single-family home?

According to the MLS, this listing is 1,760 sqft.

8820 SW 223rd Ter is a 3-bedroom, 3-bath single-family home for sale in Cutler Bay FL 33190. Available on Prevu for 7 days at $615,000. This property features 1,760 square feet of living space, located in Cutler Bay. The median listing price for single-family homes in this area is $649,000. Property amenities include private outdoor space, dishwasher, pets allowed, air conditioning, parking, swimming pool, and washer/dryer. Browse more single-family home listings in Florida.

Based on information from Miami Association of REALTORS and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by Prevu or the MLS. Information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.