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8620 SW 185th TerCutler Bay, FL 33157

For Sale

$856,000

Smart Buyer Rebate $8,560

Welcome to highly desirable North Cutler Bay & the perfect home for enjoying South Florida living! This beautifully maintained 4-bedroom, 2-bath home with a 2-car garage sits on an oversized 15,000 sq ft lot and features a screened-in pool and a fully fenced, private backyard—ideal for entertaining, relaxing poolside, or hosting family and friends. Inside, the home offers a spacious functional layout filled with natural light & includes a bedroom with its own private entrance on the opposite side of the home, perfect for guests, in-laws, or a home office. The expansive lot provides plenty of space for boats, RVs, and all your outdoor toys. A detached shed with electric offers excellent extra storage, workshop space, or potential office conversion. Lovingly cared for by the same owners for 25 years. Located in a highly desirable neighborhood close to A-rated schools and just minutes from Palmer Trinity School. Our community has many family events hosting golf cart parades, chili cook-offs, wing-fests and more. Located near downtown Cutler Bay, the Turnpike, and popular Black Point Marina.

Listed by Nicole Black

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License #3277050

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Cutler Realty, Inc.

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786-402-7674

Last updated March 15, 2026

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Source: MIAMIRE #A11979496

Listing Facts

  • TypeSingle-family
  • NeighborhoodCutler Bay
  • Bedrooms4
  • Bathrooms2
  • Days on Prevu7
  • Taxes$3,981/year
  • Size1,772 sqft
  • Price per sqft$483

Amenities

  • Dishwasher
  • Private Outdoor Space
  • Pets Allowed
  • Air Conditioning
  • Parking
  • Swimming Pool

Location

Mortgage Calculator

Listing History

03/09/2026
Listed by Cutler Realty, Inc.
$856,000

Property Details for 8620 SW 185th Ter

Exterior

Construction

  • Roof: Shingle
  • Structure Type: Pool Only, House
  • Window Features: Hurricane Shutters
  • Year Built: 1958
  • Year Built Details: Resale
  • Architectural Style: Detached, One Story
  • Building Name: WHISPERING PINES ESTATES
  • Construction Materials: Concrete Block Construction
  • Exterior Features: Lighting

Features

  • Direction Faces: North
  • Fencing: Fenced
  • Other Structures: Extra Building/Shed
  • Patio And Porch Features: Screened Porch
  • Pool Features: In Ground
  • View: Garden, Pool

Measurements

  • Building Area Total: 2,916
  • Building Area Units: Square Feet
  • Lot Features: 1/4 To Less Than 1/2 Acre Lot
  • Lot Size Square Feet: 15,000
  • Lot Size Units: Square Feet

Financial

Taxes

  • Parcel Number: 36-60-03-003-0600
  • Tax Annual Amount: $3,981.00
  • Tax Year: 2025

Interior

Features

  • Appliances: Dishwasher, Microwave, Electric Range, Refrigerator
  • Flooring: Terrazzo, Tile, Wood
  • Interior Features: First Floor Entry, Other, Utility Room/Laundry

Measurements

  • Living Area: 1,772
  • Living Area Units: Square Feet

Rooms

  • Bathrooms Full: 2
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 4

Other

Location

  • Subdivision Name: WHISPERING PINES ESTATES

Parking

Parking

  • Covered Spaces: 2
  • Garage Spaces: 2
  • Garage: Yes
  • Open Parking: Yes
  • Parking Features: Driveway

Schools

Elementary School

  • Elementary School: Whispering Pines

Utilities

Equipment

  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Has Cooling: Yes
  • Laundry Features: Utility Room/Laundry
  • Sewer: Public Sewer
  • Water Source: Municipal Water

Frequently Asked Questions

How many bedrooms and bathrooms does this single-family home have?

There are 4 bedrooms and 2 bathrooms in this single-family home at 8620 SW 185th Ter.

What schools are nearby to 8620 SW 185th Ter?

Nearby schools include the Whispering Pines Elementary School.

Does this single-family home have parking?

Yes, there are 2 parking spaces available for 8620 SW 185th Ter.

What are the annual taxes for 8620 SW 185th Ter?

Annual taxes for this single-family home are estimated at $3,981.

How does 8620 SW 185th Ter compare to other single-family homes in Cutler Bay?

This single-family home is listed 12% above the average price for single-family homes in Cutler Bay and has been on the market for 73 less days than the typical home in this area.

What building or home owners association is the single-family home part of?

This single-family home is in the WHISPERING PINES ESTATES building.

What is the square footage on this single-family home?

According to the MLS, this listing is 1,772 sqft.

8620 SW 185th Ter is a 4-bedroom, 2-bath single-family home for sale in Cutler Bay FL 33157. Available on Prevu for 7 days at $856,000. This residence features 1,772 square feet of living space, located in Cutler Bay. The median listing price for single-family homes in this area is $649,000. Nearby schools include Whispering Pines Elementary School. Property amenities include private outdoor space, dishwasher, pets allowed, air conditioning, parking, and swimming pool. View other single-family home listings in Florida.

Based on information from Miami Association of REALTORS and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by Prevu or the MLS. Information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.