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7970 SW 198th StCutler Bay, FL 33189

For Sale

$815,000

Smart Buyer Rebate $8,150

Turnkey Saga Bay pool home with over 2,500 SF under air and nearly 3,000 SF total—one of the largest floor plans in the community. This 3-bedroom, 2.5-bath residence features a bright, open layout with volume ceilings and a modern kitchen with stainless steel appliances flowing into the main living areas. A fully finished extra room delivers flexible space for a home office, media room, gym, or playroom—offering functionality well beyond the recorded 2,000 SF. Newer roof, updated bathrooms, and custom closet systems make this one truly move-in ready. Step outside to a private backyard oasis with synthetic turf, a sparkling pool, and dedicated BBQ area—perfect for year-round entertaining. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a 5-acre park with playground, walking trails, and community security—all with one of the lowest HOAs in Cutler Bay. Minutes to A-rated schools, Black Point Marina, and US-1.

Listed by Gemma Bready

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License #3575129

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Compass Florida, LLC.

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603-219-2294

Listed by Riley Smith

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License #3028618

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Compass Florida, LLC.

Last updated April 28, 2026

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Source: MIAMIRE #A12008278

Listing Facts

  • TypeSingle-family
  • NeighborhoodCutler Bay
  • Bedrooms3
  • Bathrooms3
  • Days on Prevu5
  • HOA/Maint. Fees$50/month
  • Taxes$9,306/year
  • Size2,032 sqft
  • Price per sqft$401

Amenities

  • Dishwasher
  • Private Outdoor Space
  • Washer/Dryer
  • Pets Allowed
  • Air Conditioning
  • Parking
  • Swimming Pool

Location

Mortgage Calculator

Listing History

04/27/2026
Listed by Compass Florida, LLC.
$815,000

Property Details for 7970 SW 198th St

Association

Amenities

  • Community Features: Other

Fees

  • Association Fee: $50.00 Monthly

Exterior

Construction

  • Property Condition: Substantially Remodeled
  • Roof: Metal Roof
  • Structure Type: Pool Only, House
  • Year Built: 1989
  • Year Built Details: Effective Year Built
  • Architectural Style: Detached, One Story
  • Building Name: SAGA BAY SEC 1 PT 6
  • Construction Materials: CBS Construction
  • Exterior Features: Barbeque

Features

  • Direction Faces: North
  • Patio And Porch Features: Awning(s), Patio
  • Pool Features: In Ground, Screen Enclosure

Measurements

  • Building Area Total: 2,984
  • Building Area Units: Square Feet
  • Lot Features: Less Than 1/4 Acre Lot
  • Lot Size Square Feet: 8,058
  • Lot Size Units: Square Feet

Financial

Taxes

  • Parcel Number: 36-60-10-007-0500
  • Tax Annual Amount: $9,306.00
  • Tax Year: 2025

Interior

Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Flooring: Tile
  • Interior Features: First Floor Entry, Closet Cabinetry, Cooking Island, Volume Ceilings, Walk-In Closet(s), Den/Library/Office, Utility Room/Laundry

Measurements

  • Living Area: 2,032
  • Living Area Units: Square Feet

Rooms

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 3

Other

Location

  • Subdivision Name: SAGA BAY SEC 1 PT 6,SAGA BAY

Parking

Parking

  • Attached Garage: Yes
  • Covered Spaces: 1
  • Garage Spaces: 1
  • Garage: Yes
  • Open Parking: Yes
  • Parking Features: Driveway

Utilities

Equipment

  • Cooling: Central Air
  • Has Cooling: Yes
  • Heating: Central
  • Has Heating: Yes
  • Laundry Features: Utility Room/Laundry
  • Other Equipment: Automatic Garage Door Opener
  • Sewer: Public Sewer
  • Water Source: Municipal Water

Frequently Asked Questions

How many bedrooms and bathrooms does this single-family home have?

There are 3 bedrooms and 3 bathrooms in this single-family home at 7970 SW 198th St.

Does this single-family home have parking?

Yes, there is 1 parking space available for 7970 SW 198th St.

What are the annual taxes for 7970 SW 198th St?

Annual taxes for this single-family home are estimated at $9,306.

How does 7970 SW 198th St compare to other single-family homes in Cutler Bay?

This single-family home is listed 7% above the average price for single-family homes in Cutler Bay and has been on the market for 75 less days than the typical home in this area.

What building or home owners association is the single-family home part of?

This single-family home is in the SAGA BAY SEC 1 PT 6 building.

What is the square footage on this single-family home?

According to the MLS, this listing is 2,032 sqft.

7970 SW 198th St is a 3-bedroom, 3-bath single-family home for sale in Cutler Bay FL 33189. Available on Prevu for 5 days at $815,000. This residence features 2,032 square feet of living space, located in Cutler Bay. The median listing price for single-family homes in this area is $649,000. The home offers private outdoor space, dishwasher, pets allowed, air conditioning, parking, swimming pool, and washer/dryer. View other single-family home listings in Florida.

Based on information from Miami Association of REALTORS and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by Prevu or the MLS. Information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.