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635-637 Spruce StreetSan Francisco, CA 94118

For Sale

$1,795,000

Smart Buyer Rebate $17,950

Discover this unique, income-generating gem in the heart of LAUREL HEIGHTS, one of San Francisco's most coveted neighborhood. This well-maintained building blends Edwardian charm with modern updates, offering a rare for investors or multi-generational buyers.
Top Floor (635): A spacious 2 BR + OFFICE / 1 BA. Historical character with original hardwood floor, bay windows, and a signature curved staircase. High ceiling, natural lighting. The kitchen was remodeled within the last year 8 years with stainless steel appliances and premium slow close cabinetry.
Middle Unit (637): Bright and Airy 2 BR/1 BA unit an open floor plan and bay windows. Vinyl flooring and high ceilings.
Ground level (637A): Fully remodeled in 2025 2BR / 1BA unit. This modern space features brand new hardwood floors, cabinets, new appliances and fresh paint.
Convenience: Each unit includes own washer and dryer
Privacy: Each unit has its own entrance
Outdoor space: Massive, level backyard with large grass lawn
Tenancy: 635 and 637 are on a month to month, 637A on a one-year lease, started February 2026
Steps away from Lauren Village shopping center, target, Traders Joes. Enjoy outdoor life with easy access to the presidio and Golden Gate Park. Excellent transit and biking options.
Seller is a license broker.

Listed by Christina Andrade

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License #00642504

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Christina Andrade, Broker

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408-272-7442

Last updated June 09, 2026

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Source: MLSListings #ML82047041

Listing Facts

  • TypeMulti-family
  • NeighborhoodLaurel Heights-Jordan Park
  • Days on Prevu35
  • Taxes$4,200/year
  • Size1,952 sqft
  • Price per sqft$920

Amenities

  • Dishwasher
  • Pets Allowed
  • Parking

Location

Mortgage Calculator

Listing History

05/13/2026
Listed by Christina Andrade, Broker
$1,795,000

Property Details for 635-637 Spruce Street

Exterior

Construction

  • Number Of Units Total: 3
  • Roof: Composition
  • Stories: 3
  • Year Built: 1900
  • Year Built Details: 2

Measurements

  • Building Area Total: 1,952
  • Lot Size Area: 2,996
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 2,996
  • Lot Size Units: Square Feet

Financial

Residential Income

  • Cap Rate: 4.16
  • Gross Income: $90,792.00
  • Operating Expense Includes: Capital Improvements, Insurance, Water/Sewer

Taxes

  • Parcel Number: 1065-009
  • Tax Annual Amount: $4,200.00

Interior

Features

  • Appliances: Dishwasher, Garbage Disposal, Microwave, Oven Range - Gas, Refrigerator, Washer/Dryer
  • Flooring: Carpet, Laminate, Vinyl/Linoleum

Measurements

  • Living Area: 1,952

Parking

Parking

  • Carport: Yes
  • Parking Features: No Garage, On Street

Schools

Elementary School

  • Elementary School District: San Francisco Unified

High School

  • High School District: San Francisco Unified

Utilities

Equipment

  • Heating: Wall Furnace
  • Sewer: Public Sewer
  • Utilities: Public Utilities, Water - Public
  • Water Source: Public

Frequently Asked Questions

How many bedrooms does this multi-family home have?

There is bedrooms in this multi-family home at 635-637 Spruce Street.

What are the annual taxes for 635-637 Spruce Street?

Annual taxes for this multi-family home are estimated at $4,200.

What is the square footage on this multi-family home?

According to the MLS, this listing is 1,952 sqft.

635-637 Spruce Street is a -bedroom multi-family home for sale in San Francisco CA 94118. On Prevu for 35 days at $1,795,000. This home features 1,952 square feet of living space, located in San Francisco. The median listing price for multi-family homes in this area is $1,895,000. The home offers dishwasher, pets allowed, and parking. Explore more multi-family home listings in San Francisco.

Based on information from MLSListings™️ and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by Prevu or the MLS. Information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.