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631 Riverside Avenue, Santa Cruz CA 95060
631 Riverside Avenue, Santa Cruz CA 95060
California>Santa Cruz>Lower Ocean

631 Riverside AvenueSanta Cruz, CA 95060

For Sale

$1,349,000

Smart Buyer Rebate $13,490

Versatile investment opportunity featuring a 3 bedroom, 1.5 bathroom main home, a 1 bedroom, 1 bathroom lower unit, and additional flexible space.
The main home offers thoughtful updates throughout, including a remodeled kitchen with granite countertops and updated appliances, radiant floor heating, and engineered hardwood flooring in the main living areas.
The lower unit includes a private entrance, kitchen, and living area.
The property features a detached bonus room off the garage, along with a garage that offers potential for future ADU conversion (buyer to investigate), creating an additional opportunity for value-add and increased income.
Energy-efficient features include double-pane windows, solar light tunnels, owned solar, and an EV charging station.
Located just minutes from downtown Santa Cruz, beaches, and transit.
A rare opportunity to own a flexible, multi-unit property in one of Santa Cruz's most desirable locations.

Listed by Kaicie McMurray

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License #01827412

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Sherman & Boone Realtors

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831-687-9025

Listed by Marley Botelle

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License #02242643

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Sherman & Boone Realtors

Last updated April 19, 2026

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Source: MLSListings #ML82042932

Listing Facts

  • TypeMulti-family
  • NeighborhoodLower Ocean
  • Days on Prevu155
  • Taxes$12,051/year
  • Size2,387 sqft
  • Price per sqft$565

Amenities

  • Pets Allowed
  • Parking

Location

Mortgage Calculator

Listing History

04/14/2026
Listed by Sherman & Boone Realtors
$1,349,000
  1. 04/14/2026$1,349,000
    Listed by Sherman & Boone Realtors

Property Details for 631 Riverside Avenue

Exterior

Construction

  • Roof: Composition
  • Window Features: Skylight(s)
  • Year Built: 1948
  • Year Built Details: 2
  • Architectural Style: Traditional

Features

  • View: Park

Measurements

  • Building Area Total: 2,387
  • Lot Features: Grade - Level
  • Lot Size Acres: 0.18
  • Lot Size Area: 7,841
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 7,841
  • Lot Size Units: Square Feet

Financial

Residential Income

  • Cap Rate: 4.05
  • Gross Income: $89,870.00
  • Operating Expense Includes: Insurance, Maintenance, Trash

Taxes

  • Parcel Number: 007-422-03-000
  • Tax Annual Amount: $12,051.00

Interior

Features

  • Appliances: Cooktop - Gas, Dishwasher, Exhaust Fan, Hood Over Range, Oven - Electric, Refrigerator, Washer/Dryer
  • Flooring: Carpet, Concrete, Hardwood, Vinyl/Linoleum

Measurements

  • Living Area: 2,387

Parking

Parking

  • Carport: Yes
  • Garage Spaces: 1
  • Garage: Yes
  • Parking Features: Detached, Electric Car Hookup, Gate/Door Opener, Guest / Visitor Parking, Off-Street Parking, Room For Oversized Vehicle
  • Parking Total: 4

Schools

Elementary School

  • Elementary School: Gault Elementary

High School

  • High School: Santa Cruz High
  • High School District: Santa Cruz City High

Middle or Junior School

  • Middle Or Junior School: Branciforte Middle School

Utilities

Equipment

  • Heating: Electric, Fireplace, Radiant Floors
  • Sewer: Public Sewer
  • Utilities: Public Utilities, Water - Public, Solar
  • Water Source: Public

Frequently Asked Questions

How many bedrooms does this multi-family home have?

There is bedrooms in this multi-family home at 631 Riverside Avenue.

What schools are nearby to 631 Riverside Avenue?

Nearby schools include the Gault Elementary, Branciforte Middle School, and Santa Cruz High.

Does this multi-family home have parking?

Yes, there is 1 parking space available for 631 Riverside Avenue.

What are the annual taxes for 631 Riverside Avenue?

Annual taxes for this multi-family home are estimated at $12,051.

How does 631 Riverside Avenue compare to other multi-family homes in Lower Ocean?

This multi-family home is listed 30% below the average price for multi-family homes in Lower Ocean and has been on the market for 65 more days than the typical home in this area.

What is the square footage on this multi-family home?

According to the MLS, this listing is 2,387 sqft.

631 Riverside Avenue is a -bedroom multi-family home for sale in Santa Cruz CA 95060. On Prevu for 155 days at $1,349,000. This property features 2,387 square feet of living space, located in Lower Ocean. The median listing price for multi-family homes in this area is $997,500. Nearby schools include Gault Elementary, Branciforte Middle School, and Santa Cruz High. The home offers pets allowed and parking. View other multi-family home listings in Santa Cruz.

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™️ MLS system. Real estate listings held by brokerage firms other than Prevu Real Estate are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents. Based on information from the MLSListings MLS) as of 04/19/2026. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Data Services by Constellation Data Labs. IDX display powered by Prevu Real Estate. Copyright 2026 MLSListings Inc. All rights reserved.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.