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495 E 178th Street 4FBronx, NY 10457

For Sale

$115,000

Smart Buyer Rebate - Ask

Welcome to your new home, a spacious and freshly painted one-bedroom apartment in a well-maintained HDFC cooperative in the heart of the Bronx. This charming unit boasts gleaming hardwood floors, a modern renovated bathroom, and a kitchen ready for your personal design.

Perfect for first-time buyers, this home qualifies for the HomeFirst Down Payment Assistance Program, allowing you to save funds for custom renovations to make this space truly yours. The cooperative permits subleasing after two years of residency. Buyer(s) must NOT EXCEED HDFC income guidelines based on 120% AMI: 1 person - $136,080; 2 people - $155,520; 3 people - $174,960.

Ideally located near shopping, dining, and public transportation, this apartment offers both affordability and convenience in a vibrant Bronx neighborhood. Don’t miss this opportunity to own a cozy and accessible home! For more details on the HomeFirst program or to schedule a viewing, contact us today.

Listed by Al Morrobel

·

Locqube New York, Inc.

·

917-282-2030

Last updated April 03, 2026

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Source: OneKey #846089

Listing Facts

  • TypeCo-op
  • NeighborhoodEast Tremont
  • Bedrooms1
  • Bathrooms1
  • Days on Prevu357
  • HOA/Maint. Fees$768/month
  • Size750 sqft
  • Price per sqft$153

Location

Mortgage Calculator

Listing History

04/02/2026
Status changed to Active
$115,000
10/02/2025
Status changed to Pending
$115,000
06/25/2025
Price Decreased
$115,000
05/04/2025
Price Decreased
$129,000
04/12/2025
Status changed to Active
$130,000
04/12/2025
Price Increased
$130,000
04/12/2025
Listed by Locqube New York, Inc.
$125,000

Estimated Closing Costs

Total
$9,500
Attorney Fees
$4,000
Bank Attorney
$1,500
Other Closing Costs
$4,000

Estimated closing costs are based on the list price of $115,000 and a 10% downpayment. These estimates are for indicative purposes only. Actual closing costs may vary for each transaction. See the Closing Costs Calculator for calculations specific to your situation.

Property Details for 495 E 178th Street 4F

Association

Amenities

  • Pets Allowed: No

Financial

  • Flip Tax: 40.00
  • Number Of Shares: 250
  • Renting Allowed: Yes

General

  • Association Name: Finger Management

Exterior

Construction

  • Year Built: 1941
  • Architectural Style: Other
  • Construction Materials: Brick

Measurements

  • Building Area Units: Square Feet

Interior

Features

  • Interior Features: Original Details

Measurements

  • Living Area: 750
  • Living Area Source: Public Records

Rooms

  • Bathrooms Full: 1
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 1
  • Rooms Total: 4

Schools

Elementary School

  • Elementary School: Contact Agent
  • Elementary School District: Contact Agent

High School

  • High School: Contact Agent
  • High School District: Contact Agent

Middle or Junior School

  • Middle Or Junior School: Call Listing Agent
  • Middle Or Junior School District: Contact Agent

Utilities

Equipment

  • Cooling: Wall/Window Unit(s)
  • Heating: Oil, Steam
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Trash Collection Public, Water Connected
  • Water Source: Public

Frequently Asked Questions

How many bedrooms and bathrooms does this co-op have?

There is 1 bedroom and 1 bathroom in this co-op at 495 E 178th Street 4F.

What schools are nearby to 495 E 178th Street 4F?

Nearby schools include the Contact Agent Elementary School, Call Listing Agent Middle School, and Contact Agent High School.

How does 495 E 178th Street 4F compare to other co-ops in East Tremont?

This co-op is listed 26% below the average price for co-ops in East Tremont and has been on the market for 191 more days than the typical home in this area.

What building or home owners association is the co-op part of?

This co-op is part of the Finger Management home owners association.

What is the square footage on this co-op?

According to the MLS, this listing is 750 sqft.

495 E 178th Street 4F is a 1-bedroom, 1-bath co-op for sale in Bronx NY 10457. Listed on Prevu for 357 days at $115,000. This includes a recent price decrease of $14,000. This residence features 750 square feet of living space, located in East Tremont. The median listing price for co-ops in this area is $817,999. Nearby schools include Contact Agent Elementary School, Call Listing Agent Middle School, and Contact Agent High School. Explore more co-op listings in Bronx.

The data relating to real estate for sale on this website comes in part from the IDX Program of OneKey™ MLS. The source of the displayed data is either the property owner or public record provided by non-governmental third parties. It is believed to be reliable but not guaranteed. This information is provided exclusively for consumers’ personal, non-commercial use. Information Copyright 2026, OneKey™ MLS. All Rights Reserved.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.