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495 E 178th Street 1EBronx, NY 10457

For Sale

$99,800

Smart Buyer Rebate - Ask

Welcome to this HDFC cooperative apartment, offering a rare opportunity to customize a classic Bronx retreat. This one-bedroom, one-bathroom unit retains much of its original character, providing a blank canvas with period-specific details awaiting your vision.

Step into a spacious living area bathed in abundant natural light streaming through large windows. The room's standout feature is its beautiful, original hardwood flooring with elegant herringbone parquet and plank patterns. This space is defined by its distinct original details, including elegant arched entryways and a charming built-in arched bookshelf niche in the hallway, adding unique style and practical display space.

The windowed kitchen, with its original hardwood flooring, features older, functional oak cabinetry that offers ample storage. It includes a white gas range stove and a standard sink area.

The bathroom retains its authentic vintage 1940s-style yellow square tiles with black bullnose trim. It includes a simple, classic toilet, a standard older sink, and a large framed mirror with integral vintage lighting. The existing tub and shower area feature temporary protective panels and visible taping, indicating a space primed for a full, modern renovation.

Natural light floods the entire apartment through multiple windows, showcasing the unit’s original details and charming layout. While currently in its original state and needing a complete update, the unique period features and classic configuration provide an incredible opportunity to create a custom, personalized home.

The HDFC cooperative permits subleasing after two years of residency, adding flexible future options. Prospective Buyer(s) must MEET HDFC income guidelines based on 120% AMI:

* 1 person - $142,560
* 2 people - $162,840
* 3 people - $183,240

Located in the heart of the Bronx, this cooperative offers easy access to local amenities, transportation, and the vibrant community atmosphere. Don’t miss this opportunity to create your dream home in a historic Bronx building. Schedule a viewing and explore the potential.

Listed by Al Morrobel

·

Locqube New York, Inc.

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917-282-2030

Last updated September 25, 2026

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Source: OneKey #1053458

Listing Facts

  • TypeCo-op
  • NeighborhoodMount Hope
  • Bedrooms1
  • Bathrooms1
  • Days on Prevu36
  • HOA/Maint. Fees$891/month
  • Size750 sqft
  • Price per sqft$133

Amenities

  • Pets Allowed
  • Elevator

Location

Mortgage Calculator

Listing History

09/25/2026
Status changed to Active
$99,800
09/25/2026
Listed by Locqube New York, Inc.
$99,800
  1. 09/25/2026$99,800
    Status changed to Active
  2. 09/25/2026$99,800
    Listed by Locqube New York, Inc.

Estimated Closing Costs

Attorney Fees
$4,000
Bank Attorney
$1,500
Other Closing Costs
$4,000
Total
$9,500

Estimated closing costs are based on the list price of $99,800 and a 10% downpayment. These estimates are for indicative purposes only. Actual closing costs may vary for each transaction. See the Closing Costs Calculator for calculations specific to your situation.

Property Details for 495 E 178th Street 1E

Association

Amenities

  • Association Amenities: Elevator(s), Live In Super, Maintenance, Maintenance Grounds, Snow Removal, Trash
  • Pets Allowed: Call

Fees

  • Association Fee: $891.00 Monthly
  • Association Fee Includes: Common Area Maintenance, Exterior Maintenance, Grounds Care, Heat, Hot Water, Sewer, Snow Removal, Trash, Water

Financial

  • Flip Tax: 40.00
  • Number Of Shares: 250
  • Renting Allowed: Yes

General

  • Association Name: 495 E 178th St HDFC

Exterior

Construction

  • Structure Type: Mid Rise
  • Window Features: Double Pane Windows
  • Year Built: 1941
  • Architectural Style: Mid Rise
  • Common Walls: 1 Common Wall
  • Construction Materials: Brick
  • Entry Level: 1

Measurements

  • Building Area Units: Square Feet
  • Lot Size Acres: 0.23
  • Lot Size Square Feet: 10,349

Financial

Taxes

  • Parcel Number: 03044-0040

Interior

Features

  • Appliances: Gas Range
  • Flooring: Hardwood
  • Interior Features: First Floor Bedroom, First Floor Full Bath, Elevator, Natural Woodwork

Measurements

  • Living Area: 750
  • Living Area Source: CubiCasa

Rooms

  • Basement: Unfinished
  • Has Basement: Yes
  • Bathrooms Full: 1
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 1
  • Rooms Total: 4

Schools

Elementary School

  • Elementary School: Contact Agent
  • Elementary School District: Contact Agent

High School

  • High School: Contact Agent
  • High School District: Contact Agent

Middle or Junior School

  • Middle Or Junior School: Call Listing Agent
  • Middle Or Junior School District: Contact Agent

Utilities

Equipment

  • Cooling: Wall/Window Unit(s)
  • Heating: Oil
  • Laundry Features: In Unit
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Trash Collection Public, Water Connected
  • Water Source: Public

Frequently Asked Questions

How many bedrooms and bathrooms does this co-op have?

There is 1 bedroom and 1 bathroom in this co-op at 495 E 178th Street 1E.

What schools are nearby to 495 E 178th Street 1E?

Nearby schools include the Contact Agent Elementary School, Call Listing Agent Middle School, and Contact Agent High School.

Are pets allowed at 495 E 178th Street?

Yes, 495 E 178th Street allows pets. Check the Property Details for any relevant restrictions.

How does 495 E 178th Street 1E compare to other co-ops in Mount Hope?

This co-op is listed 51% below the average price for co-ops in Mount Hope and has been on the market for 20 less days than the typical home in this area.

What building or home owners association is the co-op part of?

This co-op is part of the 495 E 178th St HDFC home owners association.

What is the square footage on this co-op?

According to the MLS, this listing is 750 sqft.

495 E 178th Street 1E is a 1-bedroom, 1-bath co-op for sale in Bronx NY 10457. On Prevu for 36 days at $99,800. This property features 750 square feet of living space, located in Mount Hope. The median listing price for co-ops in this area is $422,500. Nearby schools include Contact Agent Elementary School, Call Listing Agent Middle School, and Contact Agent High School. Property amenities include pets allowed and elevator. Browse more co-op listings in Bronx.

The data relating to real estate for sale on this website comes in part from the IDX Program of OneKey™ MLS. The source of the displayed data is either the property owner or public record provided by non-governmental third parties. It is believed to be reliable but not guaranteed. This information is provided exclusively for consumers’ personal, non-commercial use. Information Copyright 2026, OneKey™ MLS. All Rights Reserved.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.