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481 Humphrey StSwampscott, MA 01907

For Sale

$899,000

Smart Buyer Rebate $4,495

Amazing opportunity to own TWO single family houses on ONE lot...and located just one block from the ocean in Swampscott! Enjoy the fabulous water views and feel the cool ocean breeze just minutes away from your doorway at Swampscott Harbor and Fisherman's Beach. This prime location is also a short walk to Swampscott's coastal downtown, offering a charming mix of restaurants, local shops, everyday conveniences and many green spaces. Both houses are move-in ready! The primary house was thoughtfully refreshed, offering the perfect blend of modern amenities, timeless classic style with touches of old world charm that includes original wood floors, pocket doors, an ornate tin ceiling and custom storage cabinets and shelves. The kitchen is equipped with new stainless steel appliances, countertops and a custom built entrance storage area. The guest bathroom on the first floor was also recently remodeled and a kitchen pantry was added. The second floor full bathroom sparkles after it was renovated and fitted with a deep tub, glass shower enclosure and modern fixtures. The third floor was finished and houses the fourth bedroom with adjoining office or den. The second house was significantly rebuilt 20 years ago with an open concept eat-in kitchen and living room area, a 3/4 bathroom and full size stackable washer and dryer on the first floor. A large loft is on the second floor. The loft is the perfect location for a private and cozy sleeping area. This two house property presents multiple living and investment options. It's an ideal property for an owner occupant needing additional space for extended family, an owner occupant seeking rental income or an investor looking solely for an income-producing investment property. Whether you're looking for a multi-generational family home, a coastal retreat or a solid rental investment, this property offers extraordinary flexibility and a good value!

Last updated September 03, 2026

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Source: MLSPin #73561157

Listing Facts

  • TypeSingle-family
  • NeighborhoodSwampscott
  • Bedrooms4
  • Bathrooms2
  • Days on Prevu37
  • Taxes$9,158.41/year
  • Size1,736 sqft
  • Price per sqft$518

Amenities

  • Dishwasher
  • Private Outdoor Space
  • Washer/Dryer
  • Air Conditioning
  • Parking

Location

Mortgage Calculator

Listing History

08/18/2026
Price Decreased
$899,000
08/09/2026
Listed by
$949,000
  1. 08/18/2026$899,000
    Price Decreased
  2. 08/09/2026$949,000
    Listed by

Property Details for 481 Humphrey St

Association

Amenities

  • Community Features: Park, Sidewalks

Exterior

Construction

  • Roof: Shingle
  • Year Built: 1798
  • Year Built Details: Renovated Since
  • Architectural Style: Colonial, Antique
  • Construction Materials: Frame
  • Exterior Features: Rain Gutters

Features

  • Patio And Porch Features: Porch
  • Waterfront Features: Ocean Front

Measurements

  • Building Area Total: 1,736
  • Building Area Units: Square Feet
  • Lot Features: Level
  • Lot Size Acres: 0.14
  • Lot Size Area: 0
  • Lot Size Square Feet: 6,190
  • Lot Size Units: Acres

Financial

Taxes

  • Parcel Number: 191790,2167844
  • Tax Annual Amount: $9,158.41
  • Tax Assessed Value: $753,400.00
  • Tax Year: 2026

Interior

Features

  • Appliances: Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
  • Flooring: Wood, Vinyl

Measurements

  • Living Area: 1,736
  • Living Area Source: Public Records

Rooms

  • Basement: Full, Interior Entry, Concrete, Unfinished
  • Has Basement: Yes
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 4
  • Rooms Total: 7

Parking

Parking

  • Open Parking Spaces: 10
  • Open Parking: Yes
  • Parking Features: Paved, Off Street
  • Parking Total: 10

Utilities

Equipment

  • Cooling: Central Air
  • Has Cooling: Yes
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Central, Forced Air
  • Has Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Frequently Asked Questions

How many bedrooms and bathrooms does this single-family home have?

There are 4 bedrooms and 2 bathrooms in this single-family home at 481 Humphrey St.

Does this single-family home have parking?

Yes, there are 10 parking spaces available for 481 Humphrey St.

What are the annual taxes for 481 Humphrey St?

Annual taxes for this single-family home are estimated at $9,158.

How does 481 Humphrey St compare to other single-family homes in Swampscott?

This single-family home is listed 64% below the average price for single-family homes in Swampscott and has been on the market for 20 less days than the typical home in this area.

What is the square footage on this single-family home?

According to the MLS, this listing is 1,736 sqft.

481 Humphrey St is a 4-bedroom, 2-bath single-family home for sale in Swampscott MA 01907. Available on Prevu for 37 days at $899,000. This includes a recent price decrease of $50,000. This property features 1,736 square feet of living space, located in Swampscott. The median listing price for single-family homes in this area is $897,000. The home offers private outdoor space, dishwasher, air conditioning, parking, and washer/dryer. View other single-family home listings in Essex County.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors, landlords and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non commercial use of consumers having a good faith interest in purchasing, leasing or renting listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing, leasing or renting. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.