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431 4th StreetMamaroneck, NY 10543

For Sale

$699,900

Smart Buyer Rebate $4,998

Turnkey comfort, modern conveniences, and low-maintenance living come together at 431 4th Street in the heart of Mamaroneck, New York. Located within the prestigious Rye Neck School District, this home combines style, functionality, and commuter-friendly living just minutes from Florence Park, two Metro-North stations, Beeline Buses, major highways, vibrant downtown restaurants and shops, and the renowned Harbor Island Park waterfront and beach.

Here you'll find a 3-bedroom, 2.5-bath property that welcomes you home every time. With the first-floor primary suite, and a sun-filled open floor plan that includes so many conveniences, you could literally avoid having to go up or down stairs. The seamless indoor-outdoor flow to a low maintenance white picket fence bordered front yard and a custom wraparound back deck make this home a rare gem in this centrally located part of Mamaroneck. The modern kitchen showcases stainless steel appliances, sleek bar stool countertops, washer and dryer, and adjustable remote-controlled lighting that compliment the livingroom's design for both everyday living and effortless entertaining.

If you do go upstairs, you'll find a truly bright and organized space to create your own retreat! It includes two spacious bedrooms with generous closets and new windows, a full bathroom with tub, built-in shower light and shelving, plus an additional walk-in hall closet that has access to the attic scuttle. The lower level features polished tile flooring, built-in shelving, abundant storage, upgraded major mechanicals, including a French drain system, walkout access, Bilco doors, and flexible space ideal for recreation, a workshop, home office, gym, or additional living needs.

Thoughtfully updated throughout, this elegant, sun-filled home offers the ease of low-maintenance living while placing you close to everything Mamaroneck and the Rye Neck School District have to offer — from waterfront recreation and parks to dining, shopping, great schools, and convenient trips to NYC by car or by Metro-North's 37 minute express train. Come see for yourself and make your best offer today.

Listed by Monique F. Noel-Gunter

·

eXp Realty

·

914-483-9617

Last updated July 28, 2026

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Source: OneKey #984719

Listing Facts

  • TypeSingle-family
  • NeighborhoodRye Neck
  • Bedrooms3
  • Bathrooms3
  • Days on Prevu109
  • Taxes$8,483.14/year
  • Size1,314 sqft
  • Price per sqft$533

Amenities

  • Dishwasher
  • Private Outdoor Space
  • Washer/Dryer

Location

Mortgage Calculator

Listing History

06/24/2026
Price Decreased
$699,900
05/12/2026
Price Decreased
$749,000
04/14/2026
Listed by eXp Realty
$799,900

Property Details for 431 4th Street

Exterior

Construction

  • Property Condition: Updated/Remodeled
  • Year Built: 1960
  • Architectural Style: Colonial
  • Construction Materials: Aluminum Siding, Vinyl Siding
  • Exterior Features: Lighting, Mailbox

Features

  • Fencing: Back Yard, Chain Link, Fenced, Perimeter, Vinyl
  • Patio And Porch Features: Deck

Measurements

  • Building Area Total: 1,614
  • Building Area Units: Square Feet
  • Lot Features: Back Yard, Near Golf Course, Near Public Transit, Near School, Near Shops, Private
  • Lot Size Acres: 0.03
  • Lot Size Dimensions: 3,622
  • Lot Size Square Feet: 1,614

Financial

Taxes

  • Parcel Number: 154.27-2-67
  • Tax Annual Amount: $8,483.14
  • Tax Assessed Value: $489,300.00
  • Tax Year: 2025

Interior

Features

  • Appliances: Dishwasher, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • Flooring: Ceramic Tile, Hardwood, Vinyl
  • Interior Features: First Floor Bedroom, First Floor Full Bath, Breakfast Bar, Built-in Features, Natural Woodwork, Open Floorplan, Open Kitchen, Primary Bathroom, Master Downstairs, Quartz/Quartzite Counters, Recessed Lighting, Stone Counters, Storage, Washer/Dryer Hookup

Measurements

  • Living Area: 1,314
  • Living Area Source: Public Records

Rooms

  • Basement: Bilco Door(s), Finished, Storage Space, Walk-Out Access
  • Has Basement: Yes
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 3
  • Rooms Total: 10

Other

Location

  • Tax Block: 2
  • Tax Lot: 67

Parking

Parking

  • Parking Features: On Street, Open

Schools

Elementary School

  • Elementary School: F E Bellows Elementary School
  • Elementary School District: Rye Neck

High School

  • High School: Rye Neck Senior High School
  • High School District: Rye Neck

Middle or Junior School

  • Middle Or Junior School: Rye Neck Middle School
  • Middle Or Junior School District: Rye Neck

Utilities

Equipment

  • Cooling: Wall/Window Unit(s)
  • Heating: Baseboard, Hot Water, Steam
  • Laundry Features: In Kitchen
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available
  • Water Source: Public

Frequently Asked Questions

How many bedrooms and bathrooms does this single-family home have?

There are 3 bedrooms and 3 bathrooms in this single-family home at 431 4th Street.

What schools are nearby to 431 4th Street?

Nearby schools include the F E Bellows Elementary School, Rye Neck Middle School, and Rye Neck Senior High School.

What are the annual taxes for 431 4th Street?

Annual taxes for this single-family home are estimated at $8,483.

How does 431 4th Street compare to other single-family homes in Rye Neck?

This single-family home is listed 40% below the average price for single-family homes in Rye Neck and has been on the market for 50 more days than the typical home in this area.

What is the square footage on this single-family home?

According to the MLS, this listing is 1,314 sqft.

431 4th Street is a 3-bedroom, 3-bath single-family home for sale in Mamaroneck NY 10543. On Prevu for 109 days at $699,900. This includes a recent price decrease of $49,100. This residence features 1,314 square feet of living space, located in Rye Neck. The median listing price for single-family homes in this area is $999,000. Nearby schools include F E Bellows Elementary School, Rye Neck Middle School, and Rye Neck Senior High School. Additional amenities include private outdoor space, dishwasher, and washer/dryer. Explore more single-family home listings in Mamaroneck.

The data relating to real estate for sale on this website comes in part from the IDX Program of OneKey™ MLS. The source of the displayed data is either the property owner or public record provided by non-governmental third parties. It is believed to be reliable but not guaranteed. This information is provided exclusively for consumers’ personal, non-commercial use. Information Copyright 2026, OneKey™ MLS. All Rights Reserved.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.