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404 Monterey AvenueCapitola, CA 95010

For Sale

$1,599,000

Smart Buyer Rebate $15,990

This well located Capitola duplex features two spacious 2 bedroom, 1 bath units, each offering comfortable living in one of the most desirable coastal communities in Santa Cruz County. Both units include bright living areas, functional kitchen layouts, and well proportioned bedrooms. The property provides excellent flexibilityideal for owner occupants, multi generational living, or investors seeking strong rental demand in a beachside market.
Two units, each with 2 bedrooms and 1 bathroom
Open living and dining areas with good natural light
Efficient kitchens with ample storage
Private entrances for each unit
2 Car Garage and Street parking
Outdoor space suitable for relaxing or gardening (optional detail)
Located near Capitola Village, beaches, shopping, dining, and commuter routes
Strong rental potential in a high demand coastal neighborhood
Each Unit has their own separate Laundry Rooms
Ideal For
Investors looking for a stable rental property
Buyers seeking to live in one unit and rent the other
Families needing separate but nearby living spaces
Anyone wanting to enjoy the Capitola lifestyle walkable, coastal, and charming

Listed by Bill Kerrigan

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License #00890454

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Gonzalez Properties

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650-218-0841

Last updated March 16, 2026

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Source: MLSListings #ML82035702

Listing Facts

  • TypeMulti-family
  • NeighborhoodCapitola
  • Days on Prevu25
  • Taxes$17,296/year
  • Size2,370 sqft
  • Price per sqft$675

Amenities

  • Pets Allowed
  • Parking

Location

Mortgage Calculator

Listing History

02/20/2026
Listed by Gonzalez Properties
$1,599,000

Property Details for 404 Monterey Avenue

Exterior

Construction

  • Number Of Units Total: 2
  • Roof: Composition
  • Stories: 2
  • Year Built: 1969
  • Year Built Details: 6
  • Architectural Style: Contemporary

Features

  • View: Hills, Park

Measurements

  • Building Area Total: 2,370
  • Lot Features: Grade - Sloped Down
  • Lot Size Area: 4,051
  • Lot Size Source: Other
  • Lot Size Square Feet: 4,051
  • Lot Size Units: Square Feet

Financial

Residential Income

  • Cap Rate: -1.18

Taxes

  • Parcel Number: 036-092-02-000
  • Tax Annual Amount: $17,296.00

Interior

Features

  • Appliances: Oven Range, Refrigerator
  • Flooring: Laminate

Measurements

  • Living Area: 2,370

Other

Features

  • Accessibility Features: Parking

Parking

Parking

  • Carport: Yes
  • Garage Spaces: 2
  • Garage: Yes
  • Parking Features: Attached Garage

Schools

Elementary School

  • Elementary School: Soquel Elementary
  • Elementary School District: Soquel Union Elementary

High School

  • High School: Soquel High
  • High School District: Santa Cruz City High

Middle or Junior School

  • Middle Or Junior School: New Brighton Middle

Utilities

Equipment

  • Heating: Wall Furnace
  • Sewer: Public Sewer
  • Utilities: Public Utilities, Water - Public
  • Water Source: Public

Frequently Asked Questions

How many bedrooms does this multi-family home have?

There is bedrooms in this multi-family home at 404 Monterey Avenue.

What schools are nearby to 404 Monterey Avenue?

Nearby schools include the Soquel Elementary, New Brighton Middle, and Soquel High.

Does this multi-family home have parking?

Yes, there are 2 parking spaces available for 404 Monterey Avenue.

What are the annual taxes for 404 Monterey Avenue?

Annual taxes for this multi-family home are estimated at $17,296.

How does 404 Monterey Avenue compare to other multi-family homes in Capitola?

This multi-family home is listed 60% below the average price for multi-family homes in Capitola and has been on the market for 7 less days than the typical home in this area.

What is the square footage on this multi-family home?

According to the MLS, this listing is 2,370 sqft.

404 Monterey Avenue is a -bedroom multi-family home for sale in Capitola CA 95010. Listed on Prevu for 25 days at $1,599,000. This home features 2,370 square feet of living space, located in Capitola. The median listing price for multi-family homes in this area is $933,525. Nearby schools include Soquel Elementary, New Brighton Middle, and Soquel High. The home offers pets allowed and parking. Explore more multi-family home listings in California.

Based on information from MLSListings™️ and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by Prevu or the MLS. Information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.