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38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
38 Terrace Avenue, Ossining NY 10562
New York>Ossining

38 Terrace AvenueOssining, NY 10562

For Sale

$850,000

Smart Buyer Rebate $8,500

Welcome to a spacious, well-maintained multi-level home offering a rare blend of legal configuration and flexibility. Ideal for extended family living, owner-occupants seeking rental income, or buyers looking for long-term versatility.

The legal lower level features three bedrooms, a full bathroom, direct interior access, and a separate entrance. The main level offers three additional bedrooms, a full bathroom, an eat-in kitchen, and a comfortable living room. The second-floor apartment includes two bedrooms, an eat-in kitchen, and a full bathroom, with walk-up access to a large unfinished attic—perfect for storage or future potential.

The home has been updated within the last five years and will be delivered with a clean Certificate of Occupancy. A deep driveway running the full depth of the property provides ample off-street parking and added convenience.

A thoughtfully laid-out property with strong utility, legal flexibility, and long-term value.

Listed by Gary Sanguino

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Gary Sanguino

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914-315-4053

Last updated January 23, 2026

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Source: OneKey #939881

Listing Facts

  • TypeMulti-family
  • NeighborhoodOssining
  • Bedrooms8
  • Bathrooms3
  • Days on Prevu9
  • Taxes$21,262.85/year

Amenities

  • Parking

Location

Mortgage Calculator

Listing History

01/22/2026
Listed by Gary Sanguino
$850,000

Property Details for 38 Terrace Avenue

Exterior

Construction

  • Number Of Units Total: 2
  • Property Condition: Updated/Remodeled
  • Year Built: 1870
  • Construction Materials: Frame

Measurements

  • Building Area Total: 2,435
  • Building Area Units: Square Feet
  • Lot Size Acres: 0.18
  • Lot Size Square Feet: 7,841

Financial

Residential Income

  • Gross Income: $102,000.00
  • Operating Expense: $27,276.00

Taxes

  • Parcel Number: 4203-089-016-00000-000-0027-000-0-1
  • Tax Annual Amount: $21,262.85
  • Tax Assessed Value: $663,300.00
  • Tax Year: 2025

Interior

Features

  • Interior Features: Eat-in Kitchen, In-Law Floorplan

Rooms

  • Basement: Finished, Full, Walk-Out Access
  • Has Basement: Yes
  • Bathrooms Full: 3
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 8

Parking

Parking

  • Parking Features: Driveway

Schools

Elementary School

  • Elementary School District: Ossining

High School

  • High School: Ossining High School
  • High School District: Ossining

Middle or Junior School

  • Middle Or Junior School: Anne M Dorner Middle School
  • Middle Or Junior School District: Ossining

Utilities

Equipment

  • Heating: Oil
  • Sewer: Public Sewer
  • Utilities: Electricity Available
  • Water Source: Public

Frequently Asked Questions

How many bedrooms and bathrooms does this multi-family home have?

There are 8 bedrooms and 3 bathrooms in this multi-family home at 38 Terrace Avenue.

What schools are nearby to 38 Terrace Avenue?

Nearby schools include the Anne M Dorner Middle School and Ossining High School.

What are the annual taxes for 38 Terrace Avenue?

Annual taxes for this multi-family home are estimated at $21,262.

How does 38 Terrace Avenue compare to other multi-family homes in Ossining?

This multi-family home is listed 32% above the average price for multi-family homes in Ossining and has been on the market for 115 less days than the typical home in this area.

38 Terrace Avenue is a 8-bedroom, 3-bath multi-family home for sale in Ossining NY 10562. Available on Prevu for 9 days at $850,000. This property is located in Ossining. The median listing price for multi-family homes in this area is $423,600. Nearby schools include Anne M Dorner Middle School and Ossining High School. The home offers parking. View other multi-family home listings in New York.

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Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.