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3021 SterneSan Diego, CA 92106

For Sale

$1,799,000

Smart Buyer Rebate $17,990

Versatile coastal property with strong income potential located in one of San Diego’s most desirable neighborhoods, Point Loma. This extensively upgraded property offers flexible living and excellent income potential. Multiple living spaces lend the way for owner-occupants, multi-generational living, or investors seeking strong rental income. Upstairs features a 2BR/2BA residence renovated in 2023, offering modern finishes, updated systems, and comfortable living. The downstairs includes a 1BR + den unit with a tropical private backyard including a lucrative avocado tree and multiple patios. Quite the rare indoor-outdoor living space! 3rd unit is a thoughtfully designed studio with its own 2 private patios. A 1 car garage, 4 off street parking spots and multiple outdoor areas truly make this property special. Major recent improvements include; 30 panel + battery owned solar system, roof, windows, shutters, kitchen and bath remodels, HVAC systems, landscape/hardscape, patio decks, interior and exterior paint and termite repairs. Rents from the last tenants totaled $9,700/month, providing outstanding income or mortgage-offset potential. Ideally located near Liberty Station(within walking distance), the harbor, beaches, dining, shopping, downtown San Diego and the airport.

Listed by Caroline Tumidajski

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License #01430430

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Real Broker

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858-229-2078

Last updated March 15, 2026

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Source: CRMLS #260006066SD

Listing Facts

  • TypeMulti-family
  • NeighborhoodLoma Portal
  • Days on Prevu2

Amenities

  • Air Conditioning
  • Parking

Location

Mortgage Calculator

Listing History

03/14/2026
Listed by Real Broker
$1,799,000

Property Details for 3021 Sterne

Exterior

Construction

  • Number Of Units Total: 3
  • Stories: 2
  • Stories Total: 2
  • Year Built: 1977

Measurements

  • Lot Size Acres: 0.11
  • Lot Size Area: 5,000
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 5,000
  • Lot Size Units: Square Feet

Financial

Residential Income

  • Cap Rate: 5.14

Taxes

  • Parcel Number: 5303331300

Interior

Features

  • Appliances: Gas Water Heater

Other

Location

  • Subdivision Name: Point Loma

Parking

Parking

  • Parking Total: 2

Utilities

Equipment

  • Cooling: Central Air, Wall/Window Unit(s)
  • Has Cooling: Yes
  • Heating: Forced Air
  • Has Heating: Yes

Frequently Asked Questions

How many bedrooms does this multi-family home have?

There is bedrooms in this multi-family home at 3021 Sterne.

Does this multi-family home have parking?

Yes, there are 2 parking spaces available for 3021 Sterne.

How does 3021 Sterne compare to other multi-family homes in Loma Portal?

This multi-family home is listed 7% above the average price for multi-family homes in Loma Portal and has been on the market for 24 less days than the typical home in this area.

3021 Sterne is a -bedroom multi-family home for sale in San Diego CA 92106. Available on Prevu for 2 days at $1,799,000. This residence is located in Loma Portal. The median listing price for multi-family homes in this area is $1,825,000. Additional amenities include air conditioning and parking. Browse more multi-family home listings in San Diego.

Based on information from California Regional Multiple Listing Service, Inc. and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by Prevu or the MLS. Information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.