Assumable 5.6% FHA Loan — Rare Rate, Rare Views, Rare Find in Concord. Interest rates got you priced out? This one comes with a built-in advantage: qualified buyers may be able to assume the seller's existing FHA loan at 5.6% — a rate well below today's market (subject to lender/FHA approval). That could mean serious monthly savings the moment you move in. But the loan isn't the only reason to fall in love. Perched on a hillside, this beautifully maintained 3-bedroom, 1-bath home delivers scenic views from the primary bedroom, kitchen, and backyard — the kind you'll actually stop and enjoy with your morning coffee. And with a brand new roof installed in 2022, one of the biggest-ticket items is already taken care of. Step inside to an updated kitchen with quartz countertops, a gas range and oven, and stainless steel refrigerator, sink, and dishwasher, plus plenty of cabinet space. A Samsung washer and dryer are included, too — just bring your boxes. Need storage or a bonus space? The approximately 330-square-foot floored attic with 7-foot ceilings is a showstopper — hobby room, storage, studio, you decide. Outside, a one-car garage and side yard with additional workbench and storage add everyday convenience. Then there's the backyard: a recently refurbished private retreat with a deck overlooking a lush garden and koi pond, all maintained with an efficient drip irrigation system and above ground pool. It's the kind of yard that sells the house before buyers even walk back inside. Homes with this combination of updates, outdoor living, a new roof, and an assumable low-rate loan don't sit long. Schedule your private showing today!
