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23 Cottage AvenueMount Vernon, NY 10550

For Sale

$1,100,000

Smart Buyer Rebate $11,000

Turnkey three-family investment property with additional studio apartment located on Mt. Vernon’s desirable north side. This well-maintained 1920 home showcases classic architectural charm, including original molding, high ceilings, and timeless character throughout.
Unit configuration consists of: 2-bedroom over 3-bedroom over 1-bedroom plus studio. Current gross monthly rental income is $7,000, with annual property taxes of $20,000.
Ideally situated within walking distance to the Metro-North train station, bus lines, and shopping district, this property also features a detached two-car garage and is offered in very good condition. First floor unit and basement will be delivered vacant at closing.
An excellent opportunity for both investors and owner-occupants seeking immediate rental income from four total units while enjoying the charm and craftsmanship of a well-kept Mount Vernon home.

Listed by Claudette Mair

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Bridge Stone of Hartsdale Real

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moremair@aol.com

Listed by Hari R Singh

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Bridge Stone of Hartsdale Real

Last updated May 16, 2026

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Source: OneKey #999895

Listing Facts

  • TypeMulti-family
  • NeighborhoodDowntown Mount Vernon
  • Bedrooms6
  • Bathrooms4
  • Days on Prevu33
  • Taxes$20,711.9/year

Amenities

  • Private Outdoor Space
  • Parking

Location

Mortgage Calculator

Listing History

05/14/2026
Listed by Bridge Stone of Hartsdale Real
$1,100,000

Property Details for 23 Cottage Avenue

Exterior

Construction

  • Number Of Units Total: 3
  • Year Built: 1920
  • Architectural Style: Colonial
  • Construction Materials: Aluminum Siding
  • Exterior Features: Garden, Mailbox

Features

  • Direction Faces: West
  • Fencing: Back Yard, Full
  • Patio And Porch Features: Covered

Measurements

  • Building Area Total: 3,930
  • Building Area Units: Square Feet
  • Lot Features: Back Yard, See Remarks
  • Lot Size Acres: 0.13
  • Lot Size Square Feet: 5,663

Financial

Residential Income

  • Gross Income: $84,000.00
  • Operating Expense: $21,000.00

Taxes

  • Parcel Number: 0800-165-063-01148-000-0015
  • Tax Annual Amount: $20,711.90
  • Tax Assessed Value: $12,300.00
  • Tax Year: 2025

Interior

Features

  • Flooring: Hardwood
  • Interior Features: Other

Rooms

  • Basement: Finished, See Remarks
  • Has Basement: Yes
  • Bathrooms Full: 4
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 6

Parking

Parking

  • Garage Spaces: 2
  • Garage: Yes
  • Parking Features: Driveway

Schools

Elementary School

  • Elementary School: Lincoln School
  • Elementary School District: Mount Vernon

High School

  • High School: Mt Vernon High School
  • High School District: Mount Vernon

Middle or Junior School

  • Middle Or Junior School: Lincoln School
  • Middle Or Junior School District: Mount Vernon

Utilities

Equipment

  • Cooling: Ductless, Electric, Separate Meters
  • Heating: Electric, Other
  • Laundry Features: In Basement
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, See Remarks, Sewer Connected
  • Water Source: Public

Frequently Asked Questions

How many bedrooms and bathrooms does this multi-family home have?

There are 6 bedrooms and 4 bathrooms in this multi-family home at 23 Cottage Avenue.

What schools are nearby to 23 Cottage Avenue?

Nearby schools include the Lincoln School Elementary School, Lincoln School Middle School, and Mt Vernon High School.

Does this multi-family home have parking?

Yes, there are 2 parking spaces available for 23 Cottage Avenue.

What are the annual taxes for 23 Cottage Avenue?

Annual taxes for this multi-family home are estimated at $20,711.

How does 23 Cottage Avenue compare to other multi-family homes in Downtown Mount Vernon?

This multi-family home is listed 75% above the average price for multi-family homes in Downtown Mount Vernon and has been on the market for 48 less days than the typical home in this area.

23 Cottage Avenue is a 6-bedroom, 4-bath multi-family home for sale in Mount Vernon NY 10550. Listed on Prevu for 33 days at $1,100,000. This home is located in Downtown Mount Vernon. The median listing price for multi-family homes in this area is $749,000. Nearby schools include Lincoln School Elementary School, Lincoln School Middle School, and Mt Vernon High School. Property amenities include private outdoor space and parking. Browse more multi-family home listings in Mount Vernon.

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Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.