Turnkey three-family investment property with additional studio apartment located on Mt. Vernon’s desirable north side. This well-maintained 1920 home showcases classic architectural charm, including original molding, high ceilings, and timeless character throughout. Unit configuration consists of: 2-bedroom over 3-bedroom over 1-bedroom plus studio. Current gross monthly rental income is $7,000, with annual property taxes of $20,000. Ideally situated within walking distance to the Metro-North train station, bus lines, and shopping district, this property also features a detached two-car garage and is offered in very good condition. First floor unit and basement will be delivered vacant at closing. An excellent opportunity for both investors and owner-occupants seeking immediate rental income from four total units while enjoying the charm and craftsmanship of a well-kept Mount Vernon home.
Listed by Claudette Mair
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Bridge Stone of Hartsdale Real
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moremair@aol.com
Listed by Hari R Singh
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Bridge Stone of Hartsdale Real
Last updated May 16, 2026
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Source: OneKey #999895
Listing Facts
TypeMulti-family
NeighborhoodDowntown Mount Vernon
Bedrooms6
Bathrooms4
Days on Prevu33
Taxes$20,711.9/year
Amenities
Private Outdoor Space
Parking
Location
Mortgage Calculator
Listing History
05/14/2026
Listed by Bridge Stone of Hartsdale Real
$1,100,000
Property Details for 23 Cottage Avenue
Exterior
Construction
Number Of Units Total: 3
Year Built: 1920
Architectural Style: Colonial
Construction Materials: Aluminum Siding
Exterior Features: Garden, Mailbox
Features
Direction Faces: West
Fencing: Back Yard, Full
Patio And Porch Features: Covered
Measurements
Building Area Total: 3,930
Building Area Units: Square Feet
Lot Features: Back Yard, See Remarks
Lot Size Acres: 0.13
Lot Size Square Feet: 5,663
Financial
Residential Income
Gross Income: $84,000.00
Operating Expense: $21,000.00
Taxes
Parcel Number: 0800-165-063-01148-000-0015
Tax Annual Amount: $20,711.90
Tax Assessed Value: $12,300.00
Tax Year: 2025
Interior
Features
Flooring: Hardwood
Interior Features: Other
Rooms
Basement: Finished, See Remarks
Has Basement: Yes
Bathrooms Full: 4
Bathrooms Total Integer: 4
Bedrooms Total: 6
Parking
Parking
Garage Spaces: 2
Garage: Yes
Parking Features: Driveway
Schools
Elementary School
Elementary School: Lincoln School
Elementary School District: Mount Vernon
High School
High School: Mt Vernon High School
High School District: Mount Vernon
Middle or Junior School
Middle Or Junior School: Lincoln School
Middle Or Junior School District: Mount Vernon
Utilities
Equipment
Cooling: Ductless, Electric, Separate Meters
Heating: Electric, Other
Laundry Features: In Basement
Sewer: Public Sewer
Utilities: Electricity Connected, See Remarks, Sewer Connected
Water Source: Public
Frequently Asked Questions
How many bedrooms and bathrooms does this multi-family home have?
There are 6 bedrooms and 4 bathrooms in this multi-family home at 23 Cottage Avenue.
What schools are nearby to 23 Cottage Avenue?
Nearby schools include the Lincoln School Elementary School, Lincoln School Middle School, and Mt Vernon High School.
Does this multi-family home have parking?
Yes, there are 2 parking spaces available for 23 Cottage Avenue.
What are the annual taxes for 23 Cottage Avenue?
Annual taxes for this multi-family home are estimated at $20,711.
How does 23 Cottage Avenue compare to other multi-family homes in Downtown Mount Vernon?
This multi-family home is listed 75% above the average price for multi-family homes in Downtown Mount Vernon and has been on the market for 48 less days than the typical home in this area.
23 Cottage Avenue is a 6-bedroom, 4-bath multi-family home for sale in Mount Vernon NY 10550. Listed on Prevu for 33 days at $1,100,000. This home is located in Downtown Mount Vernon. The median listing price for multi-family homes in this area is $749,000. Nearby schools include Lincoln School Elementary School, Lincoln School Middle School, and Mt Vernon High School. Property amenities include private outdoor space and parking. Browse more multi-family home listings in Mount Vernon.
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