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20765 Bank WaySterling, VA 20165

For Sale

$892,900

Smart Buyer Rebate $8,929

Well maintained and beautiful NV Homes Madison model, 3-level home with brick front located right across the street from Lowes Island elementary. Your children can walk to school! Total 3728 sq. ft finished living space on 3 levels. Fully finished basement with lots of extras. 2-car garage with freshly painted garage floor and freshly paved driveway with ample space for additional parking on street side. Great Location and Neighborhood in sought after Lowe’s Island.
Main Level: Two story-foyer with two columns. Living room with crown molding and library area with window sitting. Separate formal dining room with crown, chair & chandelier moldings. Vaulted-ceiling family room off of kitchen with brick fireplace and French doors opening to brick patio. Kitchen with 42 inch cabinets, pantry and recessed lighting. SS French door refrigerator with two freezer drawers. Powder room with tile floors and laundry room with window.
Upper level: Four bedrooms with two full baths. Main bedroom suite with vaulted ceiling, two nooks with windows, two walk-in-closets, stand up shower, soaking tub, double sink and separate toilet.
Lower Level: Recreation and media rooms with recessed lighting & built-in speakers, full bath, big office room with French doors and custom built-in book shelves, extra room with closet, wet bar with built-in wine rack & stone tiling, and ample storage. Brand new upgraded carpet throughout upper level and basement. Hardwood flooring in main level. Freshly painted whole house. New lights. Brand new quartz counter tops in kitchen. New kitchen faucet & disposer. New roof 02/2024(CertainTeed Land-mark Lifetime shingles). Entire siding replaced in 11/2019. HVAC/Heating furnace 12/2023 and AC 09/2019.
Water heater 75 gallons capacity. Radon mitigation, Security system.
***Price reduced 40k. This one will not last long.
OPEN HOUSE Saturday 10/3/202025 FROM 10 AM -12 PM
OPEN HOUSE Sunday 10/4/202025 FROM 12 PM - 2 PM

Listed by Narsing Rao Panagari

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License #0225236495

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Quick Sell Realty LLC

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5712058272

Last updated October 21, 2025

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Source: BrightMLS #VALO2106842

Listing Facts

  • TypeSingle-family
  • NeighborhoodLowes Island
  • Bedrooms4
  • Bathrooms4
  • Days on Prevu33
  • HOA/Maint. Fees$296/quarter
  • Taxes$7,177/year
  • Size3,728 sqft
  • Price per sqft$240

Amenities

  • Dishwasher
  • Washer/Dryer
  • Parking
  • Pool - Outdoor

Location

Mortgage Calculator

Listing History

10/03/2025
Price Decreased
$892,900
09/19/2025
Listed by Quick Sell Realty LLC
$932,900

Property Details for 20765 Bank Way

Association

Amenities

  • Association Amenities: Basketball Courts, Bike Trail, Common Grounds, Exercise Room, Jog/Walk Path, Party Room, Pool - Outdoor, Pool Mem Avail, Tennis Courts, Tot Lots/Playground
  • Pets Allowed: Case by Case Basis

Fees

  • Association Fee: $296.00 Quarterly
  • Association Fee Includes: Pool(s), Trash

General

  • Association Name: CASCADES COMMUNITY ASSOCIATION

Exterior

Construction

  • New Construction: No
  • Property Condition: Very Good
  • Roof: Shingle
  • Stories Total: 3
  • Year Built: 1994
  • Architectural Style: Colonial
  • Builder Name: NV HOMES
  • Construction Materials: Brick, Brick Front, Combination, Vinyl Siding
  • Exterior Features: Sidewalks

Features

  • Other Structures: Above Grade, Below Grade
  • Patio And Porch Features: Patio(s)
  • Waterfront: No

Measurements

  • Lot Size Acres: 0.12
  • Lot Size Source: Estimated
  • Lot Size Square Feet: 5,227
  • Lot Size Units: Square Feet

Financial

Taxes

  • Tax Annual Amount: $7,177.00
  • Tax Year: 2025

Interior

Features

  • Appliances: Dishwasher, Disposal, Dryer, Icemaker, Microwave, Oven/Range - Gas, Refrigerator, Washer
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Flooring: Carpet, Hardwood
  • Interior Features: Built-Ins, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Country, Primary Bath(s), Wood Floors
  • Spa: No

Measurements

  • Living Area: 3,728
  • Living Area Source: Estimated

Rooms

  • Basement: Full, Fully Finished, Improved, Sump Pump
  • Has Basement: Yes
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 4
  • Rooms Total: 6

Other

Features

  • Accessibility Features: Level Entry - Main

General

  • Senior Community: No

Location

  • Subdivision Name: LOWES ISLAND
  • Tax Lot: 190

Parking

Parking

  • Garage Spaces: 2
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Paved Driveway

Utilities

Equipment

  • Cooling: Central A/C
  • Heating: Forced Air
  • Has Heating: Yes
  • Sewer: Public Sewer
  • Utilities: Cable TV Available
  • Water Source: Public

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Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.