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20695 Riptide SquareSterling, VA 20165

For Sale

$737,000

Smart Buyer Rebate $7,370

Some homes check boxes. This one stops you in your tracks.
Nestled among the treetops of one of Loudoun County's most sought after communities - Lowes Island, this stunning 3-bedroom, 3.5-bath townhouse delivers the rare combination of thoughtful updates, flexible living space, and effortless style — all in a move-in ready package that's been meticulously cared for.
From the moment you step inside, the home feels different. Natural light pours through every level, bouncing off fresh paint. The main level flows the way a home should — open, airy, and made for both lazy Sunday mornings and lively dinner parties. At its heart, a beautifully renovated kitchen commands attention: granite countertops, stainless steel appliances, a center island, and finishes that feel curated rather than cookie-cutter. Step through to your private deck and suddenly you're surrounded by the treetops — coffee in hand, the day barely started, and already exactly where you want to be.
Upstairs, the primary suite is your escape. Soaring vaulted ceilings set the tone before you even reach the completely transformed en-suite bath — a spa-caliber renovation finished in 2024 that turns an ordinary evening into something worth looking forward to. Secondary bedrooms are generously proportioned, and a tastefully updated second bath means everyone in the home gets a refined experience.
Downstairs, the fully finished basement recreation room opens directly to a fenced backyard and private patio — a seamless indoor-outdoor flow that's as perfect for a game night crowd as it is for a quiet fire pit evening. Whether it becomes a gym, media room, home office, or guest suite, the space adapts to your life.
The 2-car garage is a bonus that Lowes Island buyers know not to take for granted.
And the updates? Comprehensive and documented — roof (2019), HVAC (2018), full kitchen renovation (2020), primary and secondary baths (2024), deck (2020), water heater (2025), flooring, recessed lighting, and more. This is not a home you inherit problems from. It's one you simply move into and enjoy.
Moments from top-rated shopping, dining, and major commuter routes, with trails, parks, and community amenities just outside your door — the location is as dialed-in as the home itself.
Homes like this don't wait. And neither should you.

Listed by Catherine Reidy

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License #0225245640

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Keller Williams Realty

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7035879230

Last updated April 30, 2026

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Source: BrightMLS #VALO2122282

Listing Facts

  • TypeSingle-family
  • NeighborhoodLowes Island
  • Bedrooms3
  • Bathrooms4
  • Days on Prevu1
  • HOA/Maint. Fees$343.57/quarter
  • Taxes$5,351/year
  • Size2,488 sqft
  • Price per sqft$296

Amenities

  • Parking
  • Pool - Outdoor
  • Fitness Center

Location

Mortgage Calculator

Listing History

04/30/2026
Listed by Keller Williams Realty
$737,000

Property Details for 20695 Riptide Square

Association

Amenities

  • Association Amenities: Basketball Courts, Bike Trail, Club House, Community Center, Fitness Center, Jog/Walk Path, Pool - Outdoor, Shuffleboard, Swimming Pool, Tennis Courts, Tot Lots/Playground

Fees

  • Association Fee: $343.57 Quarterly
  • Association Fee Includes: Common Area Maintenance, Trash, Management, Snow Removal

General

  • Association Name: CASCADES ASSOCIATION

Exterior

Construction

  • New Construction: No
  • Year Built: 1995
  • Architectural Style: Traditional
  • Construction Materials: Brick Front

Features

  • Other Structures: Above Grade, Below Grade
  • Waterfront: No

Measurements

  • Lot Size Acres: 0.04
  • Lot Size Source: Estimated
  • Lot Size Square Feet: 1,742
  • Lot Size Units: Square Feet

Financial

Taxes

  • Tax Annual Amount: $5,351.00
  • Tax Year: 2026

Interior

Features

  • Appliances: Stainless Steel Appliances
  • Fireplace Features: Gas/Propane
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Interior Features: Bathroom - Walk-In Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Crown Moldings, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors

Measurements

  • Living Area: 2,488
  • Living Area Source: Assessor

Rooms

  • Basement: Connecting Stairway, Fully Finished, Walkout Level
  • Has Basement: Yes
  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 4
  • Bedrooms Total: 3

Other

General

  • Exclusions: cameras, ring doorbell
  • Senior Community: No

Location

  • Subdivision Name: LOWES ISLAND/CASCADES
  • Tax Lot: 450

Parking

Parking

  • Garage Spaces: 2
  • Garage: Yes

Schools

Elementary School

  • Elementary School: LOWES ISLAND

High School

  • High School: DOMINION

Middle or Junior School

  • Middle Or Junior School: SENECA RIDGE

Utilities

Equipment

  • Cooling: Central A/C
  • Heating: Forced Air
  • Has Heating: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Frequently Asked Questions

How many bedrooms and bathrooms does this single-family home have?

There are 3 bedrooms and 4 bathrooms in this single-family home at 20695 Riptide Square.

What schools are nearby to 20695 Riptide Square?

Nearby schools include the LOWES ISLAND Elementary School, SENECA RIDGE Middle School, and DOMINION High School.

Does this single-family home have parking?

Yes, there are 2 parking spaces available for 20695 Riptide Square.

What are the annual taxes for 20695 Riptide Square?

Annual taxes for this single-family home are estimated at $5,351.

How does 20695 Riptide Square compare to other single-family homes in Lowes Island?

This single-family home is listed 11% below the average price for single-family homes in Lowes Island and has been on the market for 25 less days than the typical home in this area.

What building or home owners association is the single-family home part of?

This single-family home is part of the CASCADES ASSOCIATION home owners association.

What is the square footage on this single-family home?

According to the MLS, this listing is 2,488 sqft.

20695 Riptide Square is a 3-bedroom, 4-bath single-family home for sale in STERLING VA 20165. On Prevu for 1 days at $737,000. This home features 2,488 square feet of living space, located in Lowes Island. The median listing price for single-family homes in this area is $729,900. Nearby schools include LOWES ISLAND Elementary School, SENECA RIDGE Middle School, and DOMINION High School. Additional amenities include fitness center, parking, and pool - outdoor. View other single-family home listings in Loudoun County.

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Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.