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205 Roosevelt TerraceSanta Cruz, CA 95060

For Sale

$1,020,000

Smart Buyer Rebate $10,200

Tucked away on a quiet cul-de-sac, this thoughtfully designed Thatcher & Thompson home offers comfortable living just minutes from downtown shops, restaurants and beaches. An open floor plan with vaulted ceilings, tall windows and abundant natural light creates a bright and inviting feel throughout. Updated kitchen is a culinary delight, with granite counters, pantry, breakfast bar and breakfast nook, plus a tall slider that opens to the patio, offering seamless indoor-outdoor living. The living room is enhanced by high ceilings and a gas fireplace, providing warmth and ambiance. New flooring and fresh pant make it shine. Two bedrooms upstairs with walk-in closets, a large full bath, and laundry closet with washer/dryer included. Half bath on the main level adds everyday convenience. Energy-efficient features include 12 solar panels that provide most of the homes electricity, double-pane windows, and a tankless water heater that also supports efficient home heating. Outside, a private, fenced yard with drought-resistant landscaping, tranquil pond and waterfall for a Zen-like retreat, plus a single-car garage. With quick connections to downtown and Midtown, and Highways 1 and 17, this home offers the perfect blend of comfort, walkability and everyday convenience. Welcome Home!

Listed by Janet Romanowski

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License #00826867

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David Lyng Real Estate

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831-359-5454

Last updated January 30, 2026

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Source: MLSListings #ML82030490

Listing Facts

  • TypeSingle-family
  • NeighborhoodUpper Seabright
  • Bedrooms2
  • Days on Prevu24
  • HOA/Maint. Fees$295/month
  • Size1,194 sqft
  • Price per sqft$854

Amenities

  • Dishwasher
  • Private Outdoor Space
  • Pets Allowed
  • Parking

Location

Mortgage Calculator

Listing History

01/29/2026
Price Decreased
$1,020,000
01/27/2026
Status changed to Active
$1,049,000
01/22/2026
Status changed to Removed from Feed
$1,049,000
01/07/2026
Listed by David Lyng Real Estate
$1,049,000

Property Details for 205 Roosevelt Terrace

Association

Fees

  • Association Fee: $295.00 Monthly

General

  • Association Name: Roosevelt Terrace
  • Number Of Units In Community: 21

Exterior

Construction

  • Roof: Composition
  • Stories: 2
  • Year Built: 1995
  • Year Built Details: 2

Features

  • Direction Faces: Southwest
  • Fencing: Fenced Back, Gate, Wood
  • Patio And Porch Features: Back Yard, Balcony/Patio, Fenced

Measurements

  • Building Area Total: 1,194
  • Lot Size Area: 2,265
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 2,265
  • Lot Size Units: Square Feet

Financial

Taxes

  • Parcel Number: 010-481-19-000

Interior

Features

  • Appliances: Dishwasher, Garbage Disposal, Microwave, Oven Range - Electric, Refrigerator, Washer/Dryer
  • Fireplace Features: Gas Log, Living Room
  • Fireplaces Total: 1
  • Flooring: Carpet, Laminate, Tile, Vinyl/Linoleum
  • Interior Features: High Ceiling, Walk-in Closet

Measurements

  • Living Area: 1,194

Rooms

  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bedrooms Total: 2

Parking

Parking

  • Garage Spaces: 1
  • Garage: Yes
  • Parking Features: Detached, Gate/Door Opener, Guest / Visitor Parking, Off-Street Parking
  • Parking Total: 1

Schools

High School

  • High School District: Santa Cruz City Elementary

Utilities

Equipment

  • Cooling: Ceiling Fan
  • Heating: Other, Solar And Gas
  • Laundry Features: Hookup - Gas Dryer
  • Sewer: Shared Septic
  • Utilities: Public Utilities, Water - Public, Solar
  • Water Source: Public

Frequently Asked Questions

How many bedrooms does this single-family home have?

There are 2 bedrooms in this single-family home at 205 Roosevelt Terrace.

Does this single-family home have parking?

Yes, there is 1 parking space available for 205 Roosevelt Terrace.

How does 205 Roosevelt Terrace compare to other single-family homes in Upper Seabright?

This single-family home is listed 32% below the average price for single-family homes in Upper Seabright and has been on the market for 25 less days than the typical home in this area.

What building or home owners association is the single-family home part of?

This single-family home is part of the Roosevelt Terrace home owners association.

What is the square footage on this single-family home?

According to the MLS, this listing is 1,194 sqft.

205 Roosevelt Terrace is a 2-bedroom single-family home for sale in Santa Cruz CA 95060. Listed on Prevu for 24 days at $1,020,000. This includes a recent price decrease of $29,000. This residence features 1,194 square feet of living space, located in Santa Cruz. The median listing price for single-family homes in this area is $1,598,000. The home offers private outdoor space, dishwasher, pets allowed, and parking. View other single-family home listings in Santa Cruz.

Based on information from MLSListings™️ and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by Prevu or the MLS. Information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.