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205 Montana Del LagoRancho Santa Margarita, CA 92688

For Sale

$1,075,000

Smart Buyer Rebate $10,750

Exceptional 4-bedroom detached residence ideally situated just moments from the scenic Lake Rancho Santa Margarita. This highly desirable floor plan offers three bedrooms upstairs and a versatile downstairs bedroom—perfect for guests, a private office, or den. Light-filled and inviting, the home features soaring ceilings and an airy open-concept design. The beautifully updated kitchen showcases refreshed cabinetry, a generous center island, abundant counter space, and a spacious eat-in dining area—designed for both refined entertaining and everyday comfort. The expansive primary suite provides a relaxing retreat with dual sinks and a walk-in shower. Additional highlights include a spacious 2-car garage with freshly painted floors and extensive built-in storage. Enjoy an outstanding location with the gated lake walking path visible right from the front door, offering effortless access to trails, recreation, and the community’s natural beauty. The private backyard is ideal for outdoor living, featuring custom decking, sleek vinyl fencing, and mature trees that create a peaceful setting. Freshly painted and enhanced by abundant natural light, this move-in-ready home offers the perfect blend of comfort, style, and location. Resort-style living is right outside your door — take a dip in the community pool and spa, or stroll over to the shores of the Lake and the Beach Club Lagoon for relaxing lakeside recreation. Mercado Del Lago Center is just a short walk away, discover, dine, and indulge — all within reach

Listed by Michael Walsh

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License #01199572

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HomeSmart, Evergreen Realty

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949-466-9229

Last updated March 06, 2026

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Source: CRMLS #OC26041588

Listing Facts

  • TypeSingle-family
  • NeighborhoodSAMLARC
  • Bedrooms4
  • Bathrooms2.5
  • Days on Prevu12
  • HOA/Maint. Fees$240/month
  • Size1,603 sqft
  • Price per sqft$671

Amenities

  • Dishwasher
  • Private Outdoor Space
  • Air Conditioning
  • Parking
  • Swimming Pool

Location

Mortgage Calculator

Listing History

03/04/2026
Listed by HomeSmart, Evergreen Realty
$1,075,000

Property Details for 205 Montana Del Lago

Association

Amenities

  • Association Amenities: Clubhouse, Sport Court, Picnic Area, Playground, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Community Features: Curbs, Fishing, Park, Suburban, Sidewalks

Fees

  • Association Fee: $240.00 Monthly
  • Association Fee 2: $91.00 Monthly

General

  • Association Name: Cierro Del Lago HOA
  • Number Of Units In Community: 41

Exterior

Construction

  • Number Of Units Total: 1
  • Roof: Barrel
  • Stories Total: 3
  • Structure Type: House
  • Year Built: 1998
  • Architectural Style: Mediterranean
  • Common Walls: No Common Walls
  • Construction Materials: Drywall, Stucco
  • Entry Level: 1
  • Entry Location: 1

Features

  • Patio And Porch Features: Deck
  • Pool Features: Association
  • View: Neighborhood

Measurements

  • Lot Size Source: Assessor
  • Lot Size Units: Square Feet

Financial

Taxes

  • Parcel Number: 93083194

Interior

Features

  • Appliances: Built-In Range, Dishwasher, Gas Cooktop, Disposal, Gas Water Heater, Ice Maker, Microwave, Refrigerator
  • Fireplace Features: Dining Room
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Stone
  • Interior Features: Cathedral Ceiling(s), Tile Counters, Primary Suite
  • Spa Features: Association
  • Spa: Yes

Measurements

  • Living Area: 1,603
  • Living Area Source: Assessor
  • Living Area Units: Square Feet

Rooms

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 4
  • Main Level Bedrooms: 1

Other

Location

  • Subdivision Name: Cierra Del Lago (CDL)
  • Tax Lot: 6

Parking

Parking

  • Attached Garage: Yes
  • Garage Spaces: 2
  • Garage: Yes
  • Parking Features: Direct Access, Garage
  • Parking Total: 2

Schools

High School

  • High School District: Saddleback Valley Unified

Utilities

Equipment

  • Cooling: Central Air
  • Has Cooling: Yes
  • Electric: Electricity - On Property, Standard
  • Heating: Central
  • Has Heating: Yes
  • Laundry Features: Laundry Closet
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public

Frequently Asked Questions

How many bedrooms and bathrooms does this single-family home have?

There are 4 bedrooms and 2.5 bathrooms in this single-family home at 205 Montana Del Lago.

Does this single-family home have parking?

Yes, there are 2 parking spaces available for 205 Montana Del Lago.

How does 205 Montana Del Lago compare to other single-family homes in SAMLARC?

This single-family home is listed 4% below the average price for single-family homes in SAMLARC and has been on the market for 43 less days than the typical home in this area.

What building or home owners association is the single-family home part of?

This single-family home is part of the Cierro Del Lago HOA home owners association.

What is the square footage on this single-family home?

According to the MLS, this listing is 1,603 sqft.

205 Montana Del Lago is a 4-bedroom, 2.5-bath single-family home for sale in Rancho Santa Margarita CA 92688. Available on Prevu for 12 days at $1,075,000. This home features 1,603 square feet of living space, located in SAMLARC. The median listing price for single-family homes in this area is $889,000. Additional amenities include private outdoor space, dishwasher, air conditioning, parking, and swimming pool. View other single-family home listings in Orange County.

Based on information from California Regional Multiple Listing Service, Inc. and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by Prevu or the MLS. Information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.