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20315 SW 86th CtCutler Bay, FL 33189

For Sale

$550,000

Smart Buyer Rebate $5,500

Welcome to a rare lakefront opportunity in the heart of Cutler Bay! Nestled on a quiet cul-de-sac within a very private gated community, this 3-bedroom, 2-bathroom home offers beautiful lake views, a spacious backyard, and endless potential to create a home that truly reflects your style. Enjoy peaceful mornings overlooking the water, entertain family and friends on the private terrace, or transform the outdoor space into your own personal waterfront oasis. The community is enhanced by expansive open common areas and beautifully maintained green spaces, creating a peaceful, spacious setting with plenty of room to enjoy the outdoors. With a desirable location near schools, parks, Publix, shopping, dining, and major roadways, this property offers the perfect combination of privacy, convenience, and lakeside living. Whether you’re looking for your next home or an opportunity to add value through personalized updates, this property is ready for your vision. Bring your ideas and make this Cutler Bay lakefront gem your own!

Listed by Linsayd Avila

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License #3404078

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The Lab Realty Group, LLC

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7862706959

Last updated September 12, 2026

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Source: MIAMIRE #A12082786

Listing Facts

  • TypeSingle-family
  • NeighborhoodCutler Bay
  • Bedrooms3
  • Bathrooms2
  • Days on Prevu5
  • HOA/Maint. Fees$150/month
  • Taxes$1,777/year
  • Size1,510 sqft
  • Price per sqft$364

Amenities

  • Dishwasher
  • Private Outdoor Space
  • Parking
  • Swimming Pool

Location

Mortgage Calculator

Listing History

09/10/2026
Listed by The Lab Realty Group, LLC
$550,000
  1. 09/10/2026$550,000
    Listed by The Lab Realty Group, LLC

Property Details for 20315 SW 86th Ct

Association

Amenities

  • Association Amenities: Maintenance
  • Community Features: Gated, Street Lights

Fees

  • Association Fee: $150.00 Monthly
  • Association Fee Includes: Maintenance Grounds, Security, Trash

Exterior

Construction

  • Roof: Shingle
  • Stories: 1
  • Year Built: 1989
  • Year Built Details: Effective Year Built
  • Architectural Style: Detached, One Story
  • Construction Materials: Block

Features

  • Direction Faces: Southwest
  • Patio And Porch Features: Patio, Porch, Screened
  • View: Lake
  • Waterfront Features: Lake Front

Measurements

  • Building Area Total: 1,540
  • Lot Size Area: 4,060
  • Lot Size Square Feet: 4,060
  • Lot Size Units: Square Feet

Financial

Taxes

  • Parcel Number: 36-60-10-016-0140
  • Tax Annual Amount: $1,777.00
  • Tax Year: 2025

Interior

Features

  • Appliances: Dishwasher, Electric Range, Other, Refrigerator
  • Flooring: Ceramic Tile
  • Interior Features: Master Downstairs

Measurements

  • Living Area: 1,510

Rooms

  • Bathrooms Full: 2
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3

Other

General

  • Senior Community: Yes

Location

  • Subdivision Name: SEA GRAPE TOWN HOMES

Parking

Parking

  • Parking Features: Driveway

Utilities

Equipment

  • Cooling: Electric
  • Has Cooling: Yes
  • Heating: Central
  • Has Heating: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Frequently Asked Questions

How many bedrooms and bathrooms does this single-family home have?

There are 3 bedrooms and 2 bathrooms in this single-family home at 20315 SW 86th Ct.

What are the annual taxes for 20315 SW 86th Ct?

Annual taxes for this single-family home are estimated at $1,777.

How does 20315 SW 86th Ct compare to other single-family homes in Cutler Bay?

This single-family home is listed 8% below the average price for single-family homes in Cutler Bay and has been on the market for 109 less days than the typical home in this area.

What is the square footage on this single-family home?

According to the MLS, this listing is 1,510 sqft.

20315 SW 86th Ct is a 3-bedroom, 2-bath single-family home for sale in Cutler Bay FL 33189. Listed on Prevu for 5 days at $550,000. This residence features 1,510 square feet of living space, located in Cutler Bay. The median listing price for single-family homes in this area is $610,900. Additional amenities include private outdoor space, dishwasher, parking, and swimming pool. Browse more single-family home listings in Florida.

Based on information from Miami Association of REALTORS and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by Prevu or the MLS. Information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.