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20 Pine Street 516New York, NY 10005

For Sale

$875,000

Smart Buyer Rebate $9,375

Step into apartment 516, a spacious loft spanning 1,006 square feet at 20 Pine Street. This residence boasts rich dark hardwood floors, lofty ceilings, and an abundance of walk-in closet space.

The stylish chef's kitchen showcases granite countertops and high-end appliances, including an Oven/Range, Drawer Dishwasher, and Refrigerator and a washer/dryer all in one .

Indulge in the oversized spa-like bathroom, a haven with a soaking tub and a separate rain shower, adorned with elegant imported stone. The dark-stained hardwood floors extend throughout, adding to the sophisticated ambiance.

Residents of 20 Pine Street enjoy a host of amenities, including a 24-hour doorman and concierge service, a state-of-the-art fitness center, a swimming pool, a Turkish hammam, a golf simulator, and a residents' lounge with billiards. Originally the Morgan Guaranty Trust Building from the 1920s, this residence boasts exquisite Art Deco architecture, a grand marble lobby, and a rich historical backdrop.

Situated in one of Manhattan's most prestigious neighborhoods, this residence provides easy access to world-class dining, shopping, entertainment, and efficient public transit with the Fulton Street Station nearby. The 2, 3, 4, 5, A, C, R, W, J, Z, and PATH trains are within reach. Explore the city by water taxi from Pier 11, taking in breathtaking views on your way to Brooklyn, Queens, Governor’s Island, or even Rockaway Beach. The building is also a short distance from parks, plazas, specialty and gourmet markets, local museums, and attractions such as South Street Seaport, Pier 17, and Whole Foods Market.

Listed by Lucie Ducasse

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License #10401391265

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Barnes New York

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+19174507936

Last updated September 07, 2025

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Source: REBNY #RLS20015964

Listing Facts

  • TypeCondo
  • NeighborhoodFinancial District
  • Bathrooms1
  • Days on Prevu151
  • HOA/Maint. Fees$1,393/month
  • Taxes$20,847.96/year
  • Size1,006 sqft
  • Price per sqft$870

Amenities

  • Washer/Dryer
  • Pets Allowed
  • Concierge
  • Pied-A-Terre Allowed

Location

Mortgage Calculator

Listing History

09/05/2025
Price Decreased
$875,000
04/11/2025
Listed by Barnes New York
$1,000,000

Estimated Closing Costs

Total
$28,597
Attorney Fees
$4,000
Title Insurance
$3,938
Bank Attorney
$1,500
Mortgage Recording Tax
$15,159
Other Closing Costs
$4,000

Estimated closing costs are based on the list price of $875,000 and a 10% downpayment. These estimates are for indicative purposes only. Actual closing costs may vary for each transaction. See the Closing Costs Calculator for calculations specific to your situation.

Property Details for 20 Pine Street 516

Association

Amenities

  • Pets Allowed: Building Yes, Yes
  • Concierge: Concierge Full Time, Doorman Full Time, Lobby Attendant Full Time

Fees

  • Association Fee: $1,393.00 Monthly

Financial

  • Flip Tax: 2.0%
  • Flip Tax Remarks: ASK EXCL BROKER

Exterior

Construction

  • Property Condition: Excellent
  • Stories Total: 38
  • Year Built: 1928
  • Architectural Style: Prewar, Loft
  • Entry Level: 5

Features

  • Building Features: Elevator(s)

Financial

Taxes

  • Tax Annual Amount: $20,847.96

Interior

Features

  • Appliances: Dryer, Washer

Measurements

  • Living Area: 1,006
  • Living Area Units: SquareFeet

Rooms

  • Bathrooms Full: 1
  • Bathrooms Total Integer: 1
  • Rooms Total: 2

Other

Location

  • City Region: Manhattan
  • Subdivision Name: Financial District
  • Tax Block: 44
  • Tax Lot: 7501

Utilities

Equipment

  • Has Cooling: Yes
  • Laundry Features: In Unit

Based on information from Real Estate Board of New York and/or other sources. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.