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20 Pine Street 2207New York, NY 10005

For Sale

$845,000

Smart Buyer Rebate $8,625

All Open Houses are by Appointment Only. Large Renovated High Floor Loft-Style Apartment with W/D in the Heart of the Financial District! This beautifully renovated, 926-square-foot high-floor studio with soaring 10" 3" beamed ceilings and rich ebony stained hardwood floors, blends timeless architectural charm with sophisticated modern upgrades. The thoughtfully designed two-room layout includes a separate sleeping area that comfortably fits a king-size bed, offering a sense of privacy and separation from the main living space and kitchen-an ideal feature for both comfort and functionality. The sleek, modern kitchen is outfitted with top-tier Miele, Sub-Zero, and Fisher & Paykel appliances, seamlessly concealed behind custom wood cabinetry, making it a dream for both cooking and entertaining. The primary ensuite bathroom is outfitted in stone and exotic woods, featuring a recessed rain shower, and a separate deep soaking tub. Enjoy year-round comfort with central air conditioning, plus the added convenience of an in-unit washer/dryer. Oversized, soundproof windows provide an architecturally rich western exposure filling the space with natural light while maintaining serene quiet. In today's city living, storage is more important than ever-and this unit includes its own private storage cage within the building, providing a rare and highly sought-after convenience for keeping belongings secure and organized. 20 Pine Street is a luxurious full-service condo building constructed within the historic 1928 structure of one of the Financial District's most iconic former banks. Its luxurious amenities include a heated 60-foot indoor pool, an open air terrace, Turkish-style hammam, saunas and spa treatment rooms, a private fitness center, yoga studio, golf simulator, billiards tables, resident lounges and more. Located downtown in the heart of the Financial District, 20 Pine is also close to all of the best restaurants, cafes, shopping, and more. Transportation options include the 1, 2, 3, 4, 5, R, W, and Z trains (2/3 train access through the building). Multiple parking garages are conveniently located nearby for added accessibility. There is an assessment that runs through December 2026 for $102.40 for capital improvements.

Listed by Ralitza Horler

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Digs Realty Group LLC

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(646) 647-0619

Listed by Rebecca Gotlieb

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Digs Realty Group LLC

Last updated October 21, 2025

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Source: REBNY #RLS20020220

Listing Facts

  • TypeCondo
  • NeighborhoodFinancial District
  • Bedrooms1
  • Bathrooms1
  • Days on Prevu175
  • HOA/Maint. Fees$1,282/month
  • Size926 sqft
  • Price per sqft$913

Amenities

  • Private Outdoor Space
  • Concierge

Location

Mortgage Calculator

Listing History

10/21/2025
Status changed to Active
$845,000
10/21/2025
Price Decreased
$845,000
09/18/2025
Status changed to Removed from Feed
$875,000
07/18/2025
Price Decreased
$875,000
04/30/2025
Listed by Digs Realty Group LLC
$895,000

Estimated Closing Costs

Total
$27,942
Attorney Fees
$4,000
Title Insurance
$3,803
Bank Attorney
$1,500
Mortgage Recording Tax
$14,639
Other Closing Costs
$4,000

Estimated closing costs are based on the list price of $845,000 and a 10% downpayment. These estimates are for indicative purposes only. Actual closing costs may vary for each transaction. See the Closing Costs Calculator for calculations specific to your situation.

Property Details for 20 Pine Street 2207

Association

Amenities

  • Community Features: Sauna
  • Pets Allowed: Building Yes, No
  • Concierge: Doorman Full Time, Concierge Full Time

Fees

  • Association Fee: $1,282.00 Monthly

Financial

  • Flip Tax Remarks: NONE ASK EXCL BROKER

Exterior

Construction

  • Stories Total: 38
  • Year Built: 1928
  • Architectural Style: Loft
  • Building Name: The Collection
  • Entry Level: 22

Features

  • Building Features: Kitchen Facilities
  • View: City

Interior

Features

  • Spa Features: Sauna

Measurements

  • Living Area: 926
  • Living Area Units: SquareFeet

Rooms

  • Bathrooms Full: 1
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 1
  • Rooms Total: 3

Other

Location

  • City Region: Manhattan
  • Subdivision Name: Financial District
  • Tax Block: 00044
  • Tax Lot: 7501

Utilities

Equipment

  • Laundry Features: Washer Hookup, In Unit

Based on information from Real Estate Board of New York and/or other sources. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. ©2025 The Real Estate Board of New York, Inc., All rights reserved.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.