20 Bayside RoadMastic Beach, NY 11951

Experience the best of coastal living in this charming beach cottage, located just moments from the water and dock. This spacious one-bedroom home blends classic seaside appeal with exceptional investment potential. The property comes with an approved $100,000 FEMA (FIMP) grant for a full house lift, as well as a $25,000 septic system grant—providing tremendous value, peace of mind, and a major opportunity for the next owner. Once lifted, the home will enjoy elevated waterfront views.
Inside, the bright, open-concept layout offers generous living space and an inviting beach atmosphere. Whether you’re looking for a year-round retreat, a strong rental investment, or a renovation project with significant funding already in place, this cottage is a rare coastal find with endless potential. Also can be easily made into a two bedroom.
Mastic Beach is also in the early stages of a $500 million revitalization initiative designed to transform the area into a vibrant, walkable downtown destination—positioning the community for exciting long-term growth.