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163 Harbor Oaks CircleSanta Cruz, CA 95062

For Sale

$799,000

Smart Buyer Rebate $7,990

Just minutes from the beach and Santa Cruz Harbor, this beautifully remodeled 3-bedroom townhome offers the rare combination of coastal convenience and peaceful privacy. Tucked into the quiet rear portion of Harbor Oaks, this move-in-ready home features a remodeled kitchen, new flooring, updated lighting, fresh paint and a private enclosed patio. Enjoy the community pool, landscaped greenbelts, abundant parking and easy access to nearby beaches, trails, harbor activities and everyday conveniences.

Listed by Rebeca Finn

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License #01924139

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David Lyng Real Estate

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831-331-3123

Last updated September 13, 2026

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Source: MLSListings #ML82053360

Listing Facts

  • TypeCondo
  • NeighborhoodLive Oak
  • Bedrooms3
  • Days on Prevu64
  • HOA/Maint. Fees$582/month
  • Size1,218 sqft
  • Price per sqft$656

Amenities

  • Dishwasher
  • Pets Allowed
  • Parking
  • Swimming Pool

Location

Mortgage Calculator

Listing History

08/04/2026
Price Decreased
$799,000
07/14/2026
Listed by David Lyng Real Estate
$815,000
  1. 08/04/2026$799,000
    Price Decreased
  2. 07/14/2026$815,000
    Listed by David Lyng Real Estate

Property Details for 163 Harbor Oaks Circle

Association

Amenities

  • Association Amenities: Community Pool, Garden / Greenbelt/ Trails

Fees

  • Association Fee: $582.00 Monthly

General

  • Association Name: Shoreline
  • Number Of Units In Community: 75

Exterior

Construction

  • Roof: Composition
  • Stories: 2
  • Year Built: 1978
  • Year Built Details: 2
  • Architectural Style: Contemporary

Features

  • Fencing: Fenced Back
  • Pool Features: Community Facility, In Ground

Measurements

  • Building Area Total: 1,218
  • Lot Size Source: Assessor

Financial

Taxes

  • Parcel Number: 026-341-15-000

Interior

Features

  • Appliances: Dishwasher, Garbage Disposal, Microwave, Oven Range - Gas
  • Flooring: Carpet, Vinyl/Linoleum, Wood

Measurements

  • Living Area: 1,218

Rooms

  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bedrooms Total: 3

Other

Features

  • Accessibility Features: Parking

Parking

Parking

  • Carport Spaces: 2
  • Carport: Yes
  • Parking Features: Carport, Guest / Visitor Parking

Schools

Elementary School

  • Elementary School: Green Acres Elementary_1
  • Elementary School District: Live Oak Elementary

High School

  • High School: Harbor High
  • High School District: Santa Cruz City High

Middle or Junior School

  • Middle Or Junior School: Shoreline Middle

Utilities

Equipment

  • Cooling: Ceiling Fan
  • Heating: Central Forced Air
  • Laundry Features: Hookup - Gas Dryer, Inside
  • Sewer: Public Sewer
  • Utilities: Public Utilities

Frequently Asked Questions

How many bedrooms does this condo have?

There are 3 bedrooms in this condo at 163 Harbor Oaks Circle.

What schools are nearby to 163 Harbor Oaks Circle?

Nearby schools include the Green Acres Elementary_1, Shoreline Middle, and Harbor High.

Are pets allowed at 163 Harbor Oaks Circle?

Yes, 163 Harbor Oaks Circle allows pets.

How does 163 Harbor Oaks Circle compare to other condos in Live Oak?

This condo is listed 47% above the average price for condos in Live Oak and has been on the market for 51 less days than the typical home in this area.

What building or home owners association is the condo part of?

This condo is part of the Shoreline home owners association.

What is the square footage on this condo?

According to the MLS, this listing is 1,218 sqft.

163 Harbor Oaks Circle is a 3-bedroom condo for sale in Santa Cruz CA 95062. Listed on Prevu for 64 days at $799,000. This includes a recent price decrease of $16,000. This residence features 1,218 square feet of living space, located in Live Oak. The median listing price for condos in this area is $1,397,500. Nearby schools include Green Acres Elementary_1, Shoreline Middle, and Harbor High. The home offers dishwasher, pets allowed, parking, and swimming pool. Browse more condo listings in California.

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™️ MLS system. Real estate listings held by brokerage firms other than Prevu Real Estate are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents. Based on information from the MLSListings MLS) as of 09/14/2026. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Data Services by Constellation Data Labs. IDX display powered by Prevu Real Estate. Copyright 2026 MLSListings Inc. All rights reserved.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.