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138 Fulton Street 2New York, NY 10038

For Sale

$2,300,000

Smart Buyer Rebate $28,750

Expansive, Character-Filled Live/Work Loft in the Heart of FiDi

Spanning nearly 2,200+/- square feet, Loft 2 at 138 Fulton Street offers a rare combination of architectural character, generous proportions, and remarkable flexibility in the heart of the Financial District. Just one flight up in a boutique condominium dating to 1920, this expansive loft is currently configured with four bedrooms and outdoor space to enjoy.

Original exposed wood beams, brick walls, and terrazzo floors preserve the distinctive industrial character of the building, once home to an eyeglass factory in the early 1900s. High ceilings, substantial custom storage, a private patio, low monthly common charges, and the added versatility of live/work use all add to the appeal of this unique downtown home.

Four oversized north-facing windows bring abundant natural light into the open living, dining, and kitchen areas. Soaring wood-beamed ceilings reaching approximately 11.5 feet and exposed brick lend warmth and texture throughout. The expansive living area allows for a variety of furniture configurations, while the dining area easily accommodates a sizable table for everyday meals, gatherings with friends, and holiday entertaining.

The generous chef’s kitchen offers ample workspace and storage, stainless-steel appliances, and a large island with casual bar seating. Just off the kitchen, a utility room houses a side-by-side washer and dryer along with floor-to-ceiling storage. The main living space also incorporates dedicated media and home office areas, while a deep coat closet and sleek powder room complete this section of the home.

A long hallway lined with custom floor-to-ceiling closets leads to the loft’s private bedroom wing. The primary bedroom opens directly onto the patio, where original iron window shutters and a Weber grill add to the distinctive character of the outdoor space. Inside, high ceilings, exposed beams, and brick walls continue the loft aesthetic, while the bedroom itself comfortably accommodates a California king bed. Generous walk-through closets lead to the primary bath, finished in stone tile and featuring dual shower heads.

Three additional bedrooms, all generously proportioned and outfitted with custom wood storage cabinetry, complete the private wing. A second full bath, conveniently located off the hallway, features stone tile and custom stainless-steel shelving.

138 Fulton Street is ideally positioned among Lower Manhattan’s dining, shopping, cultural, and waterfront destinations. The Fulton Street transit hub is less than 500 feet away, providing access to the A, C, J, Z, 2, 3, 4, and 5 trains, with the R/W and World Trade Center PATH station also within easy reach. The Seaport District, Oculus and One World Trade Center, Wall Street and the New York Stock Exchange, along with an extensive selection of restaurants, cafés, markets, and nightlife, are all nearby.

Listed by Kathryn A Swift

·

Sothebys International Realty

·

(212) 810-4955

Listed by Tedy Ma

·

Sothebys International Realty

Last updated September 13, 2026

·

Source: REBNY #RLS20112374

RLS Data display by Prevu Real Estate LLC

Listing Facts

  • TypeCondo
  • NeighborhoodFinancial District
  • Bedrooms4
  • Bathrooms2.5
  • Days on Prevu5
  • HOA/Maint. Fees$1,170/month
  • Taxes$36,180/year
  • Size2,183 sqft
  • Price per sqft$1,054

Amenities

  • Dishwasher
  • Private Outdoor Space
  • Washer/Dryer
  • Pets Allowed

Location

Mortgage Calculator

Listing History

09/10/2026
Listed by Sothebys International Realty
$2,300,000
  1. 09/10/2026$2,300,000
    Listed by Sothebys International Realty

Estimated Closing Costs

Attorney Fees
$4,000
NYC Mansion Tax
$28,750
Title Insurance
$10,350
Bank Attorney
$1,500
Mortgage Recording Tax
$39,847
Other Closing Costs
$4,000
Total
$88,447

Estimated closing costs are based on the list price of $2,300,000 and a 10% downpayment. These estimates are for indicative purposes only. Actual closing costs may vary for each transaction. See the Closing Costs Calculator for calculations specific to your situation.

Property Details for 138 Fulton Street 2

Association

Amenities

  • Pets Allowed: Building Yes, Yes
  • Concierge: Video Doorman Yes

Fees

  • Association Fee: $1,170.00 Monthly

Financial

  • Flip Tax Remarks: Call Listing Agent

Exterior

Construction

  • Number Of Units Total: 4
  • Stories Total: 5
  • Year Built: 1920
  • Architectural Style: Prewar, Loft
  • Entry Level: 2

Features

  • Patio And Porch Features: Building Terrace, Terrace
  • View: City

Measurements

  • Building Area Total: 13,774
  • Building Area Units: SquareFeet
  • Lot Size Area: 2,718
  • Lot Size Dimensions: 25
  • Lot Size Units: SquareFeet

Financial

Taxes

  • Parcel Number: 0079-1002
  • Tax Annual Amount: $36,180.00

Interior

Features

  • Appliances: Dryer, Washer/Dryer Stacked, Dishwasher, Washer
  • Interior Features: Entrance Foyer, High Ceilings

Measurements

  • Living Area: 2,183
  • Living Area Units: SquareFeet

Rooms

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 4
  • Rooms Total: 5

Other

Location

  • City Region: Manhattan
  • Subdivision Name: Financial District
  • Tax Block: 00079
  • Tax Lot: 7501

Utilities

Equipment

  • Laundry Features: In Unit

Frequently Asked Questions

How many bedrooms and bathrooms does this condo have?

There are 4 bedrooms and 2.5 bathrooms in this condo at 138 Fulton Street 2.

Are pets allowed at 138 Fulton Street?

Yes, 138 Fulton Street allows pets.

What are the annual taxes for 138 Fulton Street 2?

Annual taxes for this condo are estimated at $36,180.

How does 138 Fulton Street 2 compare to other condos in Financial District?

This condo is listed 11% above the average price for condos in Financial District and has been on the market for 143 less days than the typical home in this area.

What is the square footage on this condo?

According to the MLS, this listing is 2,183 sqft.

138 Fulton Street 2 is a 4-bedroom, 2.5-bath condo for sale in New York NY 10038. Available on Prevu for 5 days at $2,300,000. This residence features 2,183 square feet of living space, located in Financial District. The median listing price for condos in this area is $1,317,500. Property amenities include private outdoor space, dishwasher, pets allowed, and washer/dryer. Explore more condo listings in Manhattan.

RLS Data display by Prevu Real Estate LLC The Registrant acknowledges each other RLS Broker's ownership of, and the validity of their respective copyright in, the Exclusive Listings that are transmitted over the RLS. The information is being provided by RLS at REBNY Listing Service, Inc. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. 2026 RLS at REBNY Listing Service, Inc. All rights reserved. Based on information from the Real Estate Board of New York and/or other sources. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity. 2026 The Real Estate Board of New York, Inc., All rights reserved.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.