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12940 Elm Avenue NWPoulsbo, WA 98370

For Sale

$435,000

Smart Buyer Rebate $4,350

This great home is what everyone say they want: an affordable, cute, and very well-built house that can be customized cosmetically! Wonderful location in the Island Lake community, only moments from the lake and park! Commuters will love easy access to highways and naval bases, but set back and quiet from the chaos of daily life. Check out the awesome back yard! Step inside to find a home that lives surprisingly large! Downstaris bedroom connects to the full bath for a primary suite expierience. Upstairs are 2 more large bedrooms, including one with a 3/4 bath for a second primary experience! Sets up well for multi-generational or friend living. Detached one car garage is a great option for parking or additional storage! Make this awesome home YOURS today!

Listed by Isaak Hammers

·

Manette Real Estate Co.

Last updated September 11, 2026

·

Source: NWMLS #2574318

Listing Facts

  • TypeSingle-family
  • NeighborhoodSilverdale
  • Bedrooms3
  • Bathrooms2
  • Days on Prevu20
  • Taxes$3,626/year
  • Size1,326 sqft
  • Price per sqft$328

Amenities

  • Washer/Dryer
  • Pets Allowed
  • Parking

Location

Mortgage Calculator

Listing History

08/26/2026
Listed by Manette Real Estate Co.
$435,000
  1. 08/26/2026$435,000
    Listed by Manette Real Estate Co.

Property Details for 12940 Elm Avenue NW

Exterior

Construction

  • Property Condition: Average
  • Roof: Metal
  • Structure Type: House
  • Year Built: 1983
  • Architectural Style: Traditional
  • Building Name: Island Lake Division 1
  • Construction Materials: Wood
  • Entry Location: Main
  • Exterior Features: Wood

Features

  • Direction Faces: East
  • View: Territorial

Measurements

  • Building Area Total: 1,326
  • Building Area Units: Square Feet
  • Lot Size Acres: 0.16
  • Lot Size Dimensions: 6,970
  • Lot Size Square Feet: 6,970
  • Lot Size Units: Square Feet

Financial

Taxes

  • Parcel Number: 44300150060004
  • Tax Annual Amount: $3,626.00
  • Tax Year: 2025

Interior

Features

  • Appliances: Dryer, Refrigerator, Stove(s)/Range(s), Washer
  • Fireplace Features: Wood Burning
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Flooring: Vinyl Plank, Carpet
  • Interior Features: Bath Off Primary, Ceiling Fan(s), Dining Room, Fireplace, Water Heater

Measurements

  • Living Area: 1,326

Rooms

  • Bathrooms Full: 1
  • Bathrooms Three Quarter: 1
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 3
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1

Other

Location

  • Subdivision Name: Island Lake

Parking

Parking

  • Covered Spaces: 1
  • Garage: Yes
  • Parking Features: Driveway, Detached Garage
  • Parking Total: 3

Schools

Elementary School

  • Elementary School: Buyer To Verify

High School

  • High School: Buyer To Verify
  • High School District: North Kitsap #400

Middle or Junior School

  • Middle Or Junior School: Buyer To Verify

Utilities

Equipment

  • Has Heating: Yes
  • Sewer: Septic Tank
  • Water Source: Public

Frequently Asked Questions

How many bedrooms and bathrooms does this single-family home have?

There are 3 bedrooms and 2 bathrooms in this single-family home at 12940 Elm Avenue NW.

What schools are nearby to 12940 Elm Avenue NW?

Nearby schools include the Buyer To Verify Elementary School, Buyer To Verify Middle School, and Buyer To Verify High School.

Does this single-family home have parking?

Yes, there are 3 parking spaces available for 12940 Elm Avenue NW.

What are the annual taxes for 12940 Elm Avenue NW?

Annual taxes for this single-family home are estimated at $3,626.

How does 12940 Elm Avenue NW compare to other single-family homes in Silverdale?

This single-family home is listed 35% below the average price for single-family homes in Silverdale and has been on the market for 52 less days than the typical home in this area.

What building or home owners association is the single-family home part of?

This single-family home is in the Island Lake Division 1 building.

What is the square footage on this single-family home?

According to the MLS, this listing is 1,326 sqft.

12940 Elm Avenue NW is a 3-bedroom, 2-bath single-family home for sale in Poulsbo WA 98370. Listed on Prevu for 20 days at $435,000. This home features 1,326 square feet of living space, located in Silverdale. The median listing price for single-family homes in this area is $639,500. Nearby schools include Buyer To Verify Elementary School, Buyer To Verify Middle School, and Buyer To Verify High School. Property amenities include pets allowed, parking, and washer/dryer. View other single-family home listings in Kitsap County.

Based on information from NWMLS and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by Prevu or the MLS. Information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.