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118 Jessie StreetSanta Cruz, CA 95060

For Sale

$1,199,995

Smart Buyer Rebate $12,000

Welcome to coastal living in Santa Cruz! Located in the desirable Lower Ocean neighborhood, this inviting home offers thoughtful design, updated finishes, and easy access to beaches, parks, restaurants, and downtown. Newer hardwood floors, and quarts countertops, outside has been updated with French drains, and low maintenance landscaping. Enjoy views of the Santa Cruz Beach Boardwalk from the upper deck and peaceful greenbelt views from the downstairs bedrooms. The reverse floor plan makes the most of the homes setting, with two bedrooms and a full bath on the lower level, while the primary suite, kitchen, and main living spaces are upstairs. Vaulted ceilings and large sliding glass doors fill the upper level with natural light and open to the decks, creating an effortless connection between indoor and outdoor living. Just minutes from Seabright Beach, the Beach Boardwalk, Ocean View Park, local markets, downtown Santa Cruz, and more

Listed by James Godfrey-Thomas

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eXp Realty of California Inc

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8316005847

Last updated October 19, 2026

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Source: MLSL #ML82057601

Listing Facts

  • TypeSingle-family
  • NeighborhoodLower Ocean
  • Bedrooms3
  • Bathrooms2
  • Days on Prevu72
  • Size1,468 sqft
  • Price per sqft$817

Amenities

  • Dishwasher
  • Parking

Location

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Listing History

10/26/2026
Price Decreased
$1,199,995
09/08/2026
Price Decreased
$1,249,000
08/20/2026
Listed by eXp Realty of California Inc
$1,295,000
  1. 10/26/2026$1,199,995
    Price Decreased
  2. 09/08/2026$1,249,000
    Price Decreased
  3. 08/20/2026$1,295,000
    Listed by eXp Realty of California Inc

Property Details for 118 Jessie Street

Exterior

Construction

  • Roof: Composition
  • Stories: 2
  • Stories Total: 2
  • Year Built: 1976

Measurements

  • Building Area Total: 1,468
  • Lot Size Acres: 0.04
  • Lot Size Area: 2,134
  • Lot Size Source: Assessor
  • Lot Size Units: Square Feet

Financial

Taxes

  • Parcel Number: 010-162-21-000

Interior

Features

  • Appliances: Disposal, Dishwasher, Exhaust Fan, Refrigerator, Electric Range
  • Flooring: Hardwood
  • Interior Features: High Ceilings, Walk-In Closet(s)

Measurements

  • Living Area: 1,468

Rooms

  • Bathrooms Full: 2
  • Bedrooms Total: 3

Other

Location

  • City Region: East Santa Cruz

Parking

Parking

  • Attached Garage: Yes
  • Garage Spaces: 2
  • Garage: Yes
  • Parking Features: Attached
  • Parking Total: 2

Schools

Elementary School

  • Elementary School District: Santa Cruz City Elementary

High School

  • High School District: Santa Cruz City High

Utilities

Equipment

  • Heating: Forced Air, Natural Gas, Central
  • Has Heating: Yes
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Utilities: Natural Gas Available
  • Water Source: Public

Frequently Asked Questions

How many bedrooms and bathrooms does this single-family home have?

There are 3 bedrooms and 2 bathrooms in this single-family home at 118 Jessie Street.

Does this single-family home have parking?

Yes, there are 2 parking spaces available for 118 Jessie Street.

How does 118 Jessie Street compare to other single-family homes in Lower Ocean?

This single-family home is listed 7% above the average price for single-family homes in Lower Ocean and has been on the market for 54 less days than the typical home in this area.

What is the square footage on this single-family home?

According to the MLS, this listing is 1,468 sqft.

118 Jessie Street is a 3-bedroom, 2-bath single-family home for sale in Santa Cruz CA 95060. On Prevu for 72 days at $1,199,995. This includes a recent price decrease of $49,005. This residence features 1,468 square feet of living space, located in Lower Ocean. The median listing price for single-family homes in this area is $945,000. Additional amenities include dishwasher and parking. View other single-family home listings in Santa Cruz.

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™️ MLS system. Real estate listings held by brokerage firms other than Prevu Real Estate are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents. Based on information from the MLSListings MLS as of 10/26/2026. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Data Services by Constellation Data Labs. IDX display powered by Prevu Real Estate. Copyright 2026 MLSListings Inc. All rights reserved.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.