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118 Jessie Street, Santa Cruz CA 95060
118 Jessie Street, Santa Cruz CA 95060
California>Santa Cruz>Lower Ocean

118 Jessie StreetSanta Cruz, CA 95060

For Sale

$1,249,000

Smart Buyer Rebate $12,490

Welcome to coastal living in Santa Cruz! Located in the desirable Lower Ocean neighborhood, this inviting home offers thoughtful design, updated finishes, and easy access to beaches, parks, restaurants, and downtown. Newer hardwood floors, and quarts countertops, outside has been updated with French drains, and low maintenance landscaping.

The reverse floor plan makes the most of the homes setting, with two bedrooms and a full bath on the lower level, while the primary suite, kitchen, and main living spaces are upstairs. Vaulted ceilings and large sliding glass doors fill the upper level with natural light and open to the decks, creating an effortless connection between indoor and outdoor living. Enjoy views of the Santa Cruz Beach Boardwalk from the upper deck and peaceful greenbelt views from the downstairs bedrooms.

The refreshed kitchen features quartz countertops, upgraded matching appliances, and coordinated finishes. Recent improvements include new hardwood flooring, a new garage door, updated lighting and plumbing fixtures, and fresh interior and exterior paint.

Just minutes from Seabright Beach, the Beach Boardwalk, Ocean View Park, local markets, downtown Santa Cruz, and more, 118 Jessie St offers the perfect blend of coastal charm, comfort, and convenience.

Listed by James Godfrey-Thomas

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License #02150860

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eXp Realty of California Inc

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831-600-5847

Last updated September 15, 2026

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Source: MLSListings #ML82057601

Listing Facts

  • TypeSingle-family
  • NeighborhoodLower Ocean
  • Bedrooms3
  • Days on Prevu27
  • Size1,468 sqft
  • Price per sqft$851

Amenities

  • Dishwasher
  • Pets Allowed
  • Parking

Location

Mortgage Calculator

Listing History

09/08/2026
Price Decreased
$1,249,000
08/20/2026
Listed by eXp Realty of California Inc
$1,295,000
  1. 09/08/2026$1,249,000
    Price Decreased
  2. 08/20/2026$1,295,000
    Listed by eXp Realty of California Inc

Property Details for 118 Jessie Street

Exterior

Construction

  • Roof: Composition
  • Stories: 2
  • Year Built: 1976
  • Year Built Details: 2

Measurements

  • Building Area Total: 1,468
  • Lot Size Acres: 0.04
  • Lot Size Area: 2,134
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 2,134
  • Lot Size Units: Square Feet

Financial

Taxes

  • Parcel Number: 010-162-21-000

Interior

Features

  • Appliances: Dishwasher, Exhaust Fan, Garbage Disposal, Oven Range - Electric, Refrigerator
  • Flooring: Hardwood
  • Interior Features: High Ceiling, Walk-in Closet, Inverted Floor Plan

Measurements

  • Living Area: 1,468

Rooms

  • Bathrooms Full: 2
  • Bedrooms Total: 3

Parking

Parking

  • Attached Garage: Yes
  • Garage Spaces: 2
  • Garage: Yes
  • Parking Features: Attached Garage
  • Parking Total: 2

Schools

High School

  • High School District: Santa Cruz City High

Utilities

Equipment

  • Heating: Central Forced Air - Gas
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Utilities: Natural Gas Available, Public Utilities, Water - Public
  • Water Source: Public

Frequently Asked Questions

How many bedrooms does this single-family home have?

There are 3 bedrooms in this single-family home at 118 Jessie Street.

Does this single-family home have parking?

Yes, there are 2 parking spaces available for 118 Jessie Street.

How does 118 Jessie Street compare to other single-family homes in Lower Ocean?

This single-family home is listed 25% above the average price for single-family homes in Lower Ocean and has been on the market for 63 less days than the typical home in this area.

What is the square footage on this single-family home?

According to the MLS, this listing is 1,468 sqft.

118 Jessie Street is a 3-bedroom single-family home for sale in Santa Cruz CA 95060. Available on Prevu for 27 days at $1,249,000. This includes a recent price decrease of $46,000. This property features 1,468 square feet of living space, located in Lower Ocean. The median listing price for single-family homes in this area is $997,500. The home offers dishwasher, pets allowed, and parking. Browse more single-family home listings in Santa Cruz.

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListings™️ MLS system. Real estate listings held by brokerage firms other than Prevu Real Estate are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents. Based on information from the MLSListings MLS) as of 09/15/2026. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Data Services by Constellation Data Labs. IDX display powered by Prevu Real Estate. Copyright 2026 MLSListings Inc. All rights reserved.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.