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109 Tierra MontanosaRancho Santa Margarita, CA 92688

For Sale

$785,000

Smart Buyer Rebate $7,125

This is THE ONE YOU’VE BEEN WAITING FOR! Welcome to 109 Tierra Montanosa, a beautifully upgraded residence in the heart of Rancho Santa Margarita. This is a spacious 2-bedroom, 2-bathroom condo with an oversized loft offers approximately 1,350 sq. ft. of stylish living in the highly sought-after Tierra Montanosa community.

From the moment you step inside, soaring ceilings and abundant natural light create an inviting, open atmosphere. The generous family room features a cozy fireplace and seamlessly connects to the dining area and outdoor patio—perfect for entertaining or relaxing with morning coffee. Throughout the home, elegant wood laminate flooring enhances both style and comfort.

The modern kitchen is equipped with sleek appliances, ample counter space, and an open flow ideal for daily living. Upstairs, the versatile loft provides endless possibilities—whether as a home office, gym, or guest space.

The sellers have invested in major updates for YOUR peace of mind, including: Brand-new HVAC system, New water heater, Whole-home repipe, Recently installed dishwasher, Updated bathroom fixtures, New closet doors in the secondary bedroom, Plush new carpet in select areas, and a Fresh interior paint job! With over $28,000 in thoughtful improvements, this home is truly move-in ready.

Additional highlights include a private front patio, attached 2-car garage, and access to community amenities such as the sparkling pool and spa. The location is exceptional—steps away from the pool, directly across from a top-rated Blue Ribbon elementary school and just moments from shopping, dining, and RSM Lake.

Don’t miss this rare opportunity to own an upgraded, turnkey home in one of Rancho Santa Margarita’s most desirable communities. Schedule your private showing today and experience the perfect blend of comfort, convenience, and modern living.

Listed by Joseph Limo

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License #01428661

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EXP REALTY OF CALIFORNIA INC

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909-559-0168

Last updated September 07, 2025

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Source: CRMLS #CV25196663

Listing Facts

  • TypeSingle-family
  • NeighborhoodRancho Trabuco
  • Bedrooms2
  • Bathrooms2
  • Days on Prevu7
  • HOA/Maint. Fees$518/month
  • Size1,350 sqft
  • Price per sqft$581

Amenities

  • Air Conditioning
  • Parking
  • Swimming Pool

Location

Mortgage Calculator

Listing History

09/07/2025
Status changed to Active
$785,000
09/06/2025
Status changed to Removed from Feed
$785,000
09/03/2025
Listed by EXP REALTY OF CALIFORNIA INC
$785,000

Property Details for 109 Tierra Montanosa

Association

Amenities

  • Association Amenities: Sport Court, Maintenance Grounds, Meeting Room, Meeting/Banquet/Party Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Recreation Room, Spa/Hot Tub, Tennis Court(s)
  • Community Features: Foothills, Hiking, Street Lights, Sidewalks, Pool

Fees

  • Association Fee: $518.00 Monthly
  • Association Fee 2: $87.00 Monthly

General

  • Association Name: Tierra Montanosa
  • Number Of Units In Community: 235

Exterior

Construction

  • Number Of Units Total: 1
  • Property Attached: Yes
  • Property Condition: Updated/Remodeled, Turnkey
  • Stories Total: 3
  • Structure Type: House
  • Year Built: 1996
  • Common Walls: 1 Common Wall,End Unit
  • Entry Level: 1
  • Entry Location: Front Door

Features

  • Pool Features: Community, Association

Measurements

  • Lot Size Acres: 0.41
  • Lot Size Area: 18,292
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 18,292
  • Lot Size Units: Square Feet

Financial

Taxes

  • Parcel Number: 93812439

Interior

Features

  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Interior Features: All Bedrooms Up, Loft, Primary Suite

Measurements

  • Living Area: 1,350
  • Living Area Source: Estimated
  • Living Area Units: Square Feet

Rooms

  • Bathrooms Full: 2
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 2

Other

Location

  • Tax Lot: 6

Parking

Parking

  • Attached Garage: Yes
  • Garage Spaces: 2
  • Garage: Yes
  • Parking Total: 2

Schools

High School

  • High School District: Saddleback Valley Unified

Utilities

Equipment

  • Cooling: Central Air
  • Has Cooling: Yes
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Based on information from California Regional Multiple Listing Service, Inc. and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by Prevu or the MLS. Information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.